EPR Financial News

Tooth Fairy Tightening Purse Strings As Recession Bites

The Children's Mutual's annual Tooth Fairy Index has revealed that the average cost of a child's tooth has fallen six per cent from £1.22 to £1.15. The index shows that even the Tooth Fairy is having to fight the economic gloom, giving away £1.3* million less this year than last, ...

Lloyds TSB Insurance Reports Rogue Traders On The Rise

Lloyds TSB Insurance has revealed that more than 4.6 million 'botch' home jobs have been reported in the past 12 months, as a growing army of unqualified traders target unsuspecting homeowners. New research from Lloyds Home Insurance reveals that one in 10 Brits has been forced to correct sub standard work in the ...

LV= Life Insurance Online Customer Experience Score Continues To Improve

LV= has been recognised as one of the leading online life insurance providers by independent customer experience benchmarker, Global Reviews. The news comes hot on the heels of the launch of LV='s redesigned website, Against 13 competitors in the Q1 2009 online life insurance provider category*, LV= came second for its overall content, ...

National Savings And Investments (NS&I) Has Increased The Interest Rates On Its Income Bonds By 1%.

The revised interest rates came into effect from 20 May 2009 for Income Bond customers. Guaranteed Income Bonds are intended to provide investors with a100% secure monthly income at a competitive variable interest rate. This no risk guarantee to the investment capital is possible because National Savings and Investments is backed by ...

Leading Child Trust Fund Provider, The Children’s Mutual, Has Announced The Launch Of A Very Different Return Of Premium Term Life Insurance Policy

Traditional Term Insurance products ask people to pay regular insurance premiums on the understanding that if the person insured dies during the policy term a payment will be made to the family or executors. But, if the person insured survives the term neither they nor the family will receive anything ...

“Land Pirates” Threat To Truck Drivers

Europol, the EU's police Agency, has reported that truck drivers on European roads are facing the same threat of hijack as shipping off the Somalian coast. Organised crime gangs, nick-named 'land pirates' by truckers, are behind the robberies and they view truck drivers as an easy target. A spokesman for Staveley ...

New Premium Club By M&S Money Will Offer Shopping And Travel Membership Benefits Exclusively To M&S Credit Card Holders

M&S Money has launched its new Premium Club which will offer shopping and travel membership benefits exclusively to M&S Credit Card holders - including both new and existing customers. M&S Premium Club membership benefits include triple loyalty points on the M&S Credit Card* for all shopping at M&S, both in-store and online, ...

M&S Money Has Announced Its First Easy Access Account, Offering A Convenient, Safe Home For Customers Who Want To Save For Everyday Items

The everyday savings account has a variable interest rate of 1.56% AER which includes a 1% bonus for 12 months from the date the account is opened. Interest rates are variable and interest is calculated daily and paid into the account monthly. Customers can apply for an account on the phone or by ...

Struggling Borrowers Should Get Debt Advice Before Cutting Back

Financial solutions company Think Money have advised people who are struggling to repay debt tocarefully consider how and where they cut back on their spending, following the release of a study showing that millions of people have cut back on insurance in the past 12 months in order to save money. The report ...

Caution Advised Over Student Debt

Responding to a new survey suggesting that students were spending more money and receiving more financial support than ever before in the last academic year, financial solutions company Think Money has advised students to remain aware of the longer-term costs of using credit during their education. The company added that while ...

Barclaycard To Pilot New Visa Corporate Card

Barclaycard has announced its involvement in piloting a new a payment card, in association with Deloitte and Visa Europe. As well as being a standard Visa Corporate card, this innovative new card enables Deloitte employees to remotely access their company IT system via a virtual private network (VPN). The card has a ...

Barclaycard Reduces Balance Transfer Fee

Barclaycard has announced that it is reducing the balance transfer fee on its 0% for 12 months Barclaycard Platinum balance transfer deal with immediate effect. The change means that the current balance transfer fee on the Barclaycard Platinum card has been reduced to 2.5% of the amount transferred from the previous level of 3%. ...

Debt Management: The Earlier, The Better

Responding to news that the Credit Services Association (CSA) has agreed that its members will grant 30 days' 'breathing space' to borrowers who have fallen behind on their debt repayments, debt management company Gregory Pennington has advised struggling borrowers to take advantage of the opportunity to seek expert debt ...

Saving & Debt: Base Rate Should Not Discourage Caution

Commenting on the recent spate of base rate cuts - and the resulting 0.5% base rate - financial solutions company Think Money pointed to the potential implications of the Bank of England's actions over recent months, and urged savers not to risk debt problems by turning their backs on saving. "In the short ...

Barclaycard Announces The Conclusion Of A Project To Create A New Range Of Corporate Imagery, Whilst Simultaneously Fostering Some Of The Best Up And Coming Talent In The UK Industry

Barclaycard undertook a project to hire four semi-professional photographers in order to create a new set of imagery that moved away f r o m the traditional metaphors and financial services conventions. Unusually for a big business, when Barclaycard realised it needed fresh creative images to sit with the new visual identity, and its ...

NS&I Issues New Inflation-Beating Savings From National Savings and Investments

NS&I has announced the release of two new issues of Inflation-Beating Savings, also known as Index-linked Savings Certificates. These give savers the chance to invest up to £15,000 tax-free* per issue. The Certificates are the only form of savings available in the retail market that offer a 100% safe, tax-free* ...

Debt Advisers Direct Have Underlined The Importance Of Seeking Debt Advice Before Financial Problems Reach The Stage Where They’re Insurmountable

"In the midst of a recession, professional debt advice has an even greater role to play than usual," said Melanie Taylor, Head of Corporate Relations for Debt Advisers Direct. "With repossession and unemployment figures rising and many households living with the threat - or the actuality - of reduced income, ...

Saving Is Important, But Debt Should Be Priority

Debt management company Gregory Pennington (www.gregorypennington.com) has welcomed news that more consumers are concentrating on putting money towards their debts rather than making savings, saying that this may make the best financial sense in the current economic conditions. However, the company added that consumers should be careful about where to draw the ...

Lloyds Banking Group Has Announced Its Participation In The New Electronic ISA Transfer Process Which Is Being Introduced

The Group has been working with the British Bankers' Association (BBA) and other savings providers to adopt the process ahead of the new tax year. Lloyds TSB, Halifax and C&G will now be able to send and receive cash ISA transfers electronically via the Bankers' Automated Clearing Services (BACS). These changes will speed ...

Here Are Some Of The Best Ways To Save Money On Your Health Insurance

No-one likes to spend money when they don't really need to. If we have to, we look for the best deal to make sure we're not paying over the odds and the same is true of your health insurance. Here are some of the best ways to save money on ...

Saxo Bank Celebrates Success Of Its Sponsorship During Tour De France

With Andy Schleck as team leader, the Saxo Bank team won four stages, the youth competition and finished in second place overall. Saxo Bank remained front and centre as the cycling drama unfolded, from Fabian Cancellara's time trial win in the Rotterdam prologue and Andy Schleck's seventeenth stage victory in ...

Aetna Life Insurance Offers New Services

The LifeInsurance.org News Center reported today that Aetna Life Insurance recently announced some new company service additions. One added option includes a process for expediting claim payments when a loved one passes. The life insurance company has also put into place a method for making funeral planning available to policy holders and their beneficiaries. What ...

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