EPR Financial News

Get Free Credit Reports And Best Credit Cards Deals At Free-Credit-Reports.com

To make it easier for the customers to understand the competitive credit card and credit report market, Free-Credit-Reports.com has introduced a reliable and quick free credit report online service free of cost. A good credit history is very important when customer is looking to get a certain amount of money from ...

Consumer Price Index Rise Hits UK Savers Pockets

With bank rates predicted to stay low for the next 12 months, savers are in an increasingly tricky situation, according to personal finance website MoneyStand.co.uk. As the Consumer Prices Index (CPI) is often greater than the savings account interest rates, MoneyStand.co.uk believes some individuals are actually poorer in real terms by ...

Spend Carefully over Christmas

During tough economic times with rising levels of personal insolvency, one UK website is offering consumers reliable, factual and helpful money advice. Personal Finance weblog MoneyStand.co.uk has been providing information and opinions on personal finance since January 2008. The blog was created for UK consumers facing common financial issues wanting honest, up ...

Debt Management Could Help Borrowers Approaching Retirement

Responding to new research suggesting that more than half of over-50s in Britain carry non-mortgage debt, debt management company Gregory Pennington has warned of the risks of carrying debt while approaching retirement, adding that good debt management is essential for anyone with problem debts. Research from Moneysupermarket.com found that more than half ...

Credit Conditions And Debt Consolidation Options

Commenting on the Q3 2009 Credit Conditions Survey from the Bank of England, Debt Advisers Direct noted that the ongoing credit crunch was still restricting access to credit - and therefore to the debt consolidation loans that could help many people stay in better control of their finances. Nonetheless, the debt ...

Debt Advice Could Help Relieve Money Anxiety

Responding to a survey which found that two thirds of 18-24-year-olds frequently feel stressed or anxious - with money worries being cited as a main cause - insolvency specialists the IVA Advisory Centre said that anyone feeling anxious about their money problems should seek financial advice. The company added that anyone ...

The Japanization of Financial Markets

Saxo Bank predicts that monetary stimuli and government deficits are likely to continue, fostering a "Japanization" of financial markets, whereby the market will see higher price-to-earnings ratios and lower yields on both corporate bonds and treasuries. Chief Economist at SaxoBank, David Karsbøl, commented: "Because Western economies are more flexible and able to ...

Three Unsecured Personal Loan Providers Have Implemented Rate Hikes Of Up To 1.2% For New Customers

This product 'tweak', although seemingly small, could cost personal loan customers an extra GBP322 in interest paid on a typical loan of GBP10,000. With UK consumers currently forking out GBP181 million in interest daily, this will only add to an already hefty bill. As consumers struggle to manage their debts in ...

Debt Levels Amongst Pensioners Are Increasing

Responding to a new report claiming that debt levels amongst pensioners are increasing, debt management company Gregory Pennington said that finding the right debt solution is important for anyone struggling with debt, regardless of age. The company added that in particular, anyone approaching retirement age with debts that they may not ...

24% Of Students In The UK Expect To Graduate With Over £20,000 Of Debt

Responding to a report that found that 24% of students in the UK expect to graduate with over £20,000 of debt, Debt Advisers Direct has advised students that with the right financial planning, the amount of debt they take on can be reduced. The company added that students should avoid taking ...

Debt Recovery Specialist Red2Black Collections Limited Is Hoping To Maximise Recovery Rates For Its Prospective Clients By Launching An Innovative New Product To The Market

Debt recovery specialist Red2Black Collections Limited is hoping to maximise recovery rates for its prospective clients by launching an innovative new product to the market. Red2Black Collections, which offers outsourced collections at every stage of the debt collection life cycle, has launched ‘Loss Prevention Plus’, a one-stop solution designed to make the ...

The DebtBuster Corporation Recognized As Finalists In The Las Vegas Chamber Of Commerce Small Business Of The Year Competition

The DebtBuster Corporation (DebtBusters), the nations most trusted debt settlement firm, announced today that it has been recognized as one of three finalists in the Las Vegas Chamber of Commerce Small Business of the Year competition. Small Business of the Year, awarded as part of the LVCC Annual Biz-E's honors ...

Britain’s Disposable Expenditure On The Up For First Time Since Credit Crunch

Spending on non essential products and services is on the increase after a hesitant start to consumer spending in 2009. Research conducted by Kublax, an online money management service, reveals that discretionary spending is on the up. Products and services, such as shoes and gifts, are usually the first areas of spending ...

Does Shopping for Insurance Quotes Hurt Your Credit Score?

With the economy slumping and people relying on credit more than ever, the last thing anyone wants to do is limit their access to credit by damaging their credit score. When you apply for insurance quotes these days most companies will pull your credit to judge what premium they will be ...

Divorce Survival Kit Released as Ultimate Divorce Resource

The Divorce Survival Kit has just been released as the ultimate comprehensive resource for people experiencing divorce. The Divorce Survival Kit was developed by Carol Ann Wilson, one of the nation's foremost experts on divorce and finances. The Divorce Survival Kit consists of a four (4) CD audio set and ...

IVAs: Help Avoiding Repossession

Responding to the latest figures from the CML (Council of Mortgage Lenders), debt management company Gregory Pennington has stressed the role which debt solutions addressing unsecured debt can play in helping people avoid repossession. Released on May 15th, the CML's figures show that 12,800 repossessions were carried out by first-charge mortgage lenders ...

Debt Management Could Help With Unmanageable Credit Card Debt

Responding to a new report suggesting that there are more than 200,000 'secret credit cards' in the UK - cards that are kept hidden from the holder's partner - financial solutions company Think Money has advised consumers that while credit cards can be a useful means of funding purchases, borrowers should ...

Struggling Borrowers Should Get Debt Advice Before Cutting Back

Financial solutions company Think Money have advised people who are struggling to repay debt tocarefully consider how and where they cut back on their spending, following the release of a study showing that millions of people have cut back on insurance in the past 12 months in order to save money. The report ...

Caution Advised Over Student Debt

Responding to a new survey suggesting that students were spending more money and receiving more financial support than ever before in the last academic year, financial solutions company Think Money has advised students to remain aware of the longer-term costs of using credit during their education. The company added that while ...

Debt Management: The Earlier, The Better

Responding to news that the Credit Services Association (CSA) has agreed that its members will grant 30 days' 'breathing space' to borrowers who have fallen behind on their debt repayments, debt management company Gregory Pennington has advised struggling borrowers to take advantage of the opportunity to seek expert debt ...

LV=, Insurance, Pensions And Investments Group, Has Announced That It Is Opening New Offices In Huddersfield

This is in addition to LV=’s road rescue company, Britannia Rescue, which is already based in Huddersfield town centre, employing around 100 people. The new LV= offices will be in Folly Hall and are scheduled to open in July 2010. This will also become the new home to Britannia Rescue, which ...

Report Finds Brits Not Serious About Saving Until 25

The latest NS&I (National Savings and Investments) survey release has shown that the average age for Britons to start saving seriously is 25 years-old. More than a fifth (22%) of the population said they didn't start setting money aside in earnest until they were past their 30th birthday, while more ...

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