Standard Life has revealed that more than half of parents potentially underestimate the maximum amount of debt their child could leave university with.
When asked to take into account the increase in tuition fees to a maximum of £9,000 per year from 2012, and any other debts accumulated from living expenses, ...
Prudential has reported that pensioners in the UK with additional savings held in cash ISAs, savings accounts and current accounts could see their spending power fall by an average of £278 each in the next 12 months, according to new analysis. The calculations show that the combined effects of increased ...
Standard Life has found that the majority of UK consumers can spot a good deal when it comes to a holiday, but are likely to miss out on a good deal when it comes to their finances.
In a UK wide consumer poll and prize draw in which 8,500 people took ...
Prudential has conducted new research that shows more than two in five pensioners (43 per cent) say they are living a 'cautious' retirement as they worry about having sufficient long-term income to get by.
However, despite concerns about making their retirement pots last, the majority of pensioners still take a tax-free ...
The Standard Life Charitable Trust is providing funding to housing and homelessness charity Shelter for three telephone advisers at the charity’s housing advice lines in England and Scotland.
Shelter’s housing advice line provides support to those who are in debt and behind with rent and mortgage payments, as well as offering ...
Standard Life is warning anyone thinking about retirement to consider the effects of inflation eroding their income. New data released today by the savings and investments specialist shows that many people could see their retirement income swallowed up by the basic costs of living within seven years, as the effect ...
According to new research from Prudential, only half of those retiring this year will be able to afford to leave an inheritance. Just 52% of those questioned are confident they have enough income and assets to fund their retirement and still be able to leave money to relatives and dependents.
Prudential's ...
Standard Life, the long term savings and investments specialist, has conducted a poll and found that one in eight of UK adults adopt a 'live for the moment' culture and would choose the instant gratification of a £640 holiday this year, rather than be willing to wait five years for ...
Standard Life has found that people in the UK live for the moment rather than the long term, with more than one in six (17%) failing to plan their finances at all, according to recent research from the savings and investments company.
The research, which looks into the UK's fascination with ...
Standard Life's new research* has revealed that almost two out of three people (63%) think they could not live on £140 a week in retirement, rising to 72% for the 55 and over's. Only 17% of the 55 and over's think they could live on £140 a week. The Government ...
Standard Life research* has revealed the most popular retirement top-up plans for people who have saved into a pension. Alongside using other investments (43%), nearly a quarter (24%) are expecting inheritance will help fund their retirement, while others are planning equity release on their main home (10%), using rental income ...
Prudential has announced that two in five people are planning their retirement for 2011, even though many have received no advice or have relied solely on non-professional advice.
Two in every five people planning to retire in 2011 will do so having relied on non-professional advice as their main financial information ...
Prudential has revealed that more than a third of people are delaying their retirement and putting their dreams on hold.
More than a third (38 per cent) of people due to retire in 2011 are cancelling their plans and delaying retirement and working longer, and a significant proportion (22 per cent) of these ...
Prudential has revealed that more than a third (35 per cent) of people planning to retire in the UK this year will do so with incomes below the poverty line.
To meet its minimum income standard the Joseph Rowntree Foundation, the charity that funds a large, UK-wide research and development programme, ...
Especially in today's economic climate, many people are reassessing their financial planners. A large amount of people have been losing money in the market, so clients should not be unnecessarily harsh with their planner; however, individuals must find out if their planner is using this widespread downturn to cover personal mistakes. ...
A Roth IRA, or individual retirement account, is one of the most beneficially retirement planning opportunities available. They offer tax-free growth and are an ideal way to become financially independent by retirement. They are available to people who are not eligible for a 401(k) employer matching contribution and people who are ...
Prudential has revealed new research that shows UK couples could be risking poverty in old age because they are failing to talk to one another about financial planning for their retirement.
The study found that nearly a third of couples (32 per cent) aged 40 and above but not yet retired* ...
Prudential has revealed new research that shows more than a third of women (35 per cent) planning to retire in 2010 will receive an income which is below the poverty line* - £14,000 a year or less - according to the latest findings** from Prudential's Class of 2010 retirement survey.
By ...
New research* from Prudential shows that up to a third of advisers expect to recommend with-profits products to clients this year with bonds the most popular.
30 per cent of financial advisers expect to advise clients to invest in with-profits products during 2010. Of those, 63 per cent say with-profits bonds are ...
According to Prudential research, people approaching retirement could be missing out on valuable guidance by choosing to shun the services of a professional financial adviser. The survey found that only 19 per cent who said they were planning to retire in 2010 got their pre-retirement advice from a financial adviser.
Prudential's ...
