EPR Financial News

Millions Of Brits Head Abroad In 2010 Bucking The Staycation Trend

35.6 million Brits are heading abroad for their main vacation this year, suggesting a shift from 2009’s ‘staycation’ trend 1/3 of holidaymakers blamed the UK’s recent cold weather as their main reason for travelling abroad to sunnier climes 1 in 3 Brits still plan to travel in the UK for shorter breaks 1/3 ...

Pioneer Services’ Receives National ‘Workplace Innovation’ Award For CSR Efforts

Giving back to the communities it serves is an integral part of Pioneer Services' workplace culture, and those efforts were recognized when the company received the “CSR Award for Workplace Innovation” from PR News during an event at the National Press Club in Washington D.C., Feb. 24. Pioneer Services received first place, ...

First Time Buyers Shouldn’t Panic Following Stamp Duty Changes, Says UK Broker

First time buyers who didn’t manage to find a new home before the government’s stamp duty concession ended shouldn’t despair, says a leading UK mortgage broker. In an effort to tempt buyers into the market, the government removed the stamp duty levy on properties costing under £175,000 for just over a ...

Go Independent For The Best Mortgage Advice

One of the major advantages of today’s world is that we have choices in nearly everything we buy. And considering that a mortgage is probably the biggest financial commitment we will ever make, then it’s the one decision that we should have some help with, to ensure that we get the ...

What SVR Does Your Lender Charge

These changes will affect any borrower that is on an SVR or an SVR-linked product (generally known as a discounted rate) and if your mortgage rate is going up then this will clearly lead to an increase in your monthly repayments. L& C’s SVR watch table gives an overview of the ...

The 1 Minute Life Insurance Check Calculator

The 1 Minute Life Insurance Check calculator only requires a few simple pieces of information – date of birth, level of cover, type of cover, whether nicotine products have been used in the past 12 months, the remaining term on the policy and the current monthly premium. The calculator then checks ...

Interest Rates Are Held, But Mortgage Lenders Hike Their SVRs

2010 has started with yet another interest rate hold by the Bank of England – the tenth consecutive hold decision since Bank Rate was cut in March to an all-time low of 0.5%. Mortgage lenders Standard Variable Rates (SVRs) have also been very low over the last year, but despite Bank ...

A New Year ‘Stop Smoking’ Resolution Could Save You Money on Life Insurance

Not only will those who quit benefit from a substantial cut in expenditure from the cigarettes themselves, but once they have not smoked or used tobacco or nicotine products for 12 months, they will also be able to benefit from non smoker rates for their life insurance. A male aged 35 with ...

Midcountry Bank Honored By USDA For Increasing Rural Home Ownership

MidCountry Bank was recently recognized by the U.S. Department of Agriculture and Rural Development (USDA) for utilizing federally-guaranteed mortgages that increased, and made more affordable, home ownership in rural Illinois. Each year the USDA honors lenders that excel in using the federal agency's guaranteed loan program in rural areas. “In this ...

MidCountry Bank Military Division’s Volunteer Time-Off Program Recognized Nationally For Corporate Social Responsibility

An effort to promote community service within its national workforce was recently recognized when MidCountry Bank's military banking division, Pioneer Services, was named a finalist for the Corporate Social Responsibility Award for Workplace Innovation by PR News. The company received the honor for creating and offering all of its associates a Volunteer ...

Securities Based Funding, Inc. Announces A Unique Financing Advantage To Borrowers Against The Value Of Their Securities Portfolio

Securities Based Funding, Inc. announces a unique financing advantage to borrowers against the value of their securities portfolio at below-market, simple interest, fixed rate loans ranging from 2.5% to 4.5%. These   non-recourse   loans will assist Domestic and international buyers, sellers and developers of properties worldwide. The loan proceeds can be ...

Consumer Price Index Rise Hits UK Savers Pockets

With bank rates predicted to stay low for the next 12 months, savers are in an increasingly tricky situation, according to personal finance website MoneyStand.co.uk. As the Consumer Prices Index (CPI) is often greater than the savings account interest rates, MoneyStand.co.uk believes some individuals are actually poorer in real terms by ...

Improved Life Insurance Cover

For people with children Axa has increased the percentage of the sum assured they will pay out under the children’s cover benefit from 25 per cent to 50 per cent, or £25,000, whichever is lower as part of their critical illness cover. In addition the number of children eligible for ...

End of the Stamp Duty Holiday

The Pre Budget Report did not bring an extension of the stamp duty exemption for property purchases up to £175,000, which means purchasers will face a stamp duty bill of up to £1,750 next year. Commenting, David Hollingworth at L&C Mortgages said, “With much larger deposits required to secure a mortgage the ...

Spend Carefully over Christmas

During tough economic times with rising levels of personal insolvency, one UK website is offering consumers reliable, factual and helpful money advice. Personal Finance weblog MoneyStand.co.uk has been providing information and opinions on personal finance since January 2008. The blog was created for UK consumers facing common financial issues wanting honest, up ...

Top Self Directed IRA Firm And Leading Precious Metals Broker Pair Up To Provide Investors With Alternatives

The New Mexico based self directed IRA firm Sunwest Trust (www.SunwestTrust.com) announced today that they have reached an arrangement with Republic Monetary Exchange (www.RepublicMonetary.com), a leading precious metals broker based in Phoenix, Arizona. Under their arrangement, Sunwest Trust will provide exclusive self directed IRA custodian services for Republic's client investment ...

Survey Shows the Benefits of Arranging Life Insurance Young

L&C's October survey of people arranging life insurance through them showed 44% of people were over the age of 45. This is despite the fact that life insurance gets more expensive with age. In the survey, the average monthly premium for the 56+ group was 35% more than for those aged 26-35. ...

Borrowers With Interest Only Mortgages Need Only Answer 3 Questions

Borrowers with interest only mortgages need only answer 3 questions – the current value of their property, the size of their mortgage and either their current monthly mortgage payment or interest rate. Borrowers on a repayment mortgage will also need to know the remaining term on their mortgage. The calculator ...

Lloyds TSB Supports Students Affected By Loans Delays

Lloyds TSB has announced that it would offer its student account holders, starting University this autumn, an increase to their interest-free overdraft while the Student Loans Company processes a backlog of applications for grants and loans. To help affected first year students manage their money, Lloyds TSB student account holders who have ...

Indiana Campaign Finance - The Online Payday Loan Company

Indiana Campaign Finance is one of the leading payday loans providers, extending instant financial assistance to its customers. The processes at Indiana Campaign Finance are very simple which makes it a trouble free process to acquire loans for emergency purposes. By keeping the formalities as little as possible, we provide fast ...

Experian And HypoVereinsbank Partner To Provide SEPA Data Conversion Services

Experian, the global information services company, has announced that it has partnered with HypoVereinsbank (HVB), one of the largest commercial banks in Germany, to provide the bank and its corporate customers with a data validation and conversion service to aid compliance with the latest SEPA (Single Euro Payment Area) standards. ...

Report: Savings Levels Drop This Winter

NS&I's Savings latest survey has found that this winter, the amount of money the population is saving has decreased to its lowest level for over two years. On average, the British public is now setting aside 6.25% of their monthly take-home income. This figure has fallen consistently since this time ...

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