Finding Cheap Auto And Home Insurance Should Not Be Difficult At Cheap-Insurance-Rates.Com

Finding Cheap auto insurance should not be difficult. But talk to anyone and they will usually tell you what a pain shopping for insurance is. It’s such a pain that most people will stick with whatever company they’re with, even if they know they’re not getting the best rates, just because finding a new carrier, and getting quotes, is so time consuming and inconvenient. Cheap-Insurance-Rates.com is determined to change that. We think shopping for insurance should be fast, easy and convenient. We think you should be able to enter your information once, and get multiple quotes from multiple carriers. We think insurance companies should be coming to you and competing for your business and that you should be able to view and compare rates from different companies with no obligation and no credit check.

We’re not just about auto insurance either. We think you should have the same options when it comes to Home owners insurance as well. We don’t think you should have to fill out multiple pages of forms, each and every time you want a quote from a new company. Instead, we think you should have one simple, single page form to fill out, quickly and efficiently, right online, to get quotes and offers from a variety of reputable companies.

We’re so committed to these beliefs that we designed our site with the consumer in mind, making it fast and easy for you to get the quotes you want, from multiple prescreened insurance professionals. You enter your information, and we keep it safe and secure, sharing it only with our list of reputable agents who are able to meet your needs and offer you the best deals out there. Shopping for insurance has never been easier, instead of taking all your time making dozens of calls and filling out countless forms, you’ll have companies making you offers, and competing for your business.

Cheap-Insurance-Rates.com can help you meet all of your insurance needs by getting your quotes from insurance brokers for auto insurance, home owners insurance, life insurance, and even help you shop around for competitive rates for individual and family health insurance plans and pet insurance. You provide the information and we match you with prescreened professionals. Cheap Insurance doesn’t mean poor service or lack of options. It means you get the best deals possible, and we do the hard work for you. To find out more about our services, visit us on the web at http://cheap-insurance-rates.comor email sariji@gmail.com.

Via EPR Network
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Debt Advisers Direct Reminds Consumers That There Is Still Plenty They Can Do To Help Protect Themselves Against Rising Household Costs

As the Government prepare to announce a new scheme that is set to help the millions of households that have fallen into fuel poverty, Debt Advisers Direct (www.debtadvisersdirect.co.uk) have welcomed the scheme, but have reminded consumers that there is still plenty they can do to help protect themselves against rising costs.

Fuel poverty is usually defined as when households are spending more than 10% of their total monthly income on keeping their homes adequately heated. In early 2008 it was estimated that around 4.4 million households in the UK were living in fuel poverty.

And with energy costs jumping up by as much as 30% with some providers, and with others set to follow, the threat of fuel poverty is increasing.

A spokesperson for Debt Advisers Direct said: “The rate at which energy prices are rising means that even families who would have previously considered themselves financially comfortable are beginning to feel the strain. Making compromises on other costs has become commonplace.

“Switching providers can help to bring costs down to an extent, but it might not be long before all providers raise their prices, which could mean sacrifices in other areas are needed.

“Ideally, consumers should be trying to put at least a small amount of money aside in a savings account every month. If prices shoot up unexpectedly, savings could be a very helpful financial safety net that could prevent people falling into debt.”

The spokesperson said that the worst hit are lower-income families, who might not have the extra funds available for rising fuel costs. “For those on lower incomes, fuel poverty is a particularly serious matter. There is a choice: turn the heating off, or keep yourself warm and suffer the consequences. We have seen large numbers of people being pushed into debt because of energy costs.”

The spokesperson followed that if consumers do find themselves struggling to balance debts with increasing costs of living, it’s essential that they seek debt advice before the problem grows out of control. “There are a number of debt solutions that are designed to reduce monthly outgoings and simplify finances, which could be a great help in these difficult times.

“It could be a debt management plan, in which a debt adviser works with the owner of the debts and their creditors to work out a new repayment plan, usually resulting in lower monthly payments over a longer period of time.

“For some people, a debt consolidation loan is more effective – a new loan is taken out to pay off the existing debts, after which it is repaid in single monthly payments. Debt consolidation loans can also be set out over a longer period of time, so monthly payments will be lower, although the borrower will usually end up paying more in interest in the long run.”

For more serious debts of £15,000 or over, an IVA (Individual Voluntary Arrangement) may be more suitable. If you are in debt but are unsure about how to tackle it, contact a debt adviser for further information.

Debt Advisers Direct are a debt management company based in Salford Quays, Manchester. They offer a range of debt advice and solutions, including debt consolidation, debt management plans and IVAs (Individual Voluntary Arrangements).

Via EPR Network
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