BUCHAREST, Romania, 29-Oct-2018 — /EPR FINANCIAL NEWS/ — In accordance with the FSA Regulation no. 5/2018 and art. 2 of the Commission Delegated Report (EU) 1052/2016, DIGI COMMUNICATIONS N.V. reports to the regulated market (Bucharest Stock Exchange “BVB”, Romanian Financial Supervisory Authority “ASF”, the Dutch Authority for the Financial Markets “AFM”) the transactions which occurred under the DIGI symbol between 22-26 October 2018.
NEW YORK, NY, USA, 2018-Sep-26 — /EPR FINANCIAL NEWS/ — Most of the systems we are already used to, we do not know how they work, for we are always thinking we know enough that they work and we trust them. But honestly, do you think you know enough about online banking? Here you will find some facts that might be useful for you to know!
Here you will find useful information you will better have on mind, and also excellent reasons for using online banking services and some advices for being always safe and security.
Sometimes if your internet connection is not that good, it might be hard for you to access to your bank through your conventional online banking portal, so these online banking apps and services might help you to access in an easier, lighter and safer way anytime you need!
Online Banking – When and how did it start working?
Did you know it? The first online banking systems that gave origin of the ones you use today EVERYDAY were introduced in the early 1980s in New York when four of the national banks started offering the revolutionary home banking services, allowing the clients and small businesses to have a quick online banking check.
On the same way, the online banking started also on the United Kingdom around those years when the Scotland Bank and the Nottingham Building Society provided the Homelink service for giving their users the opportunity of viewing bank moves on a computer.
But it was only until 1994 that the banks around the entire globe started using the internet for posting their advertises, and then in 1995 they started offering to the clients the possibility of managing their money online through a home computer, and this came to be the online banking of nowadays.
The greatest benefits of using the Online Banking
As everyone knows the major benefits of using online banking are mainly two: security and comfort. With the online banking services you can make all your money-related operations without needing cash or personally going to the bank.
Paying your services with no delay
These services might help you regardless of your bank, they will help you to manage all your bank moves for having an easy, confortable, secure and practical administration of your money, you can make routine pays like paying electricity, water and gas services without losing any time of your day.
Your pays to third ones can also be made much easier with these online banking services, for they will offer you an easy platform where you can quickly see and control your bank accounts.
Manage all your accounts and save your time and money
These services might also help you if you manage more than one bank account, so you can control your money in any of them more easily and in a more ordered way. You do not need to waste any passage fees anymore if you do not live close to any bank, you can make all your processes from your home computer or even with your Smartphone.
It is really easy to look by yourself if you prefer right now, on Google Play Store for these apps for the one you prefer the most, we just advice you to read enough about each app of services and be aware of the reviews to know if it is safe and if it has the functions you need.
Most of these online banking services also have apps you can download for always having a control of your money in your pocket. You can pay the balance of your telephones, your internet service and the rent of your home (if you have to) through online banking.
Risks and security advices while using online banking
If you are already an online banking user or you are considering being one, here are some advices to keep security, for there is no infallible system and you can help these to be safer and securer. What you can do is always good for making sure your security and your money’s.
Many online banking services keep you safe with logging you out every time you finish your operations, if you close the app or delay too long in doing something in it, it might close your account for your security, so you better remember always your user name and password.
It is not recommendable to have your password written in a paper or in any digital way inside your phone, always protect your device with a locking pattern, or even better, a password or a PIN code, these last two methods are more efficient and safer than the pattern that could stand marked on the screen of your smartphone.
Install a VPN app for your security
Sometimes when you connect to the public WiFi and start making your bank moves from your smartphone or laptop, there are hackers who are connected to the same network that you are, and they can hack your information even from your online banking accounts, everything you send could be intercepted by them.
The makers of the online banking services and apps nothing can do against that, but you can! There are some programs or apps that are known as VPN. What are the VPN programs and apps? The letters are for Virtual Protected Network, and it makes that all your information is encrypted and it makes it harder to be hacked and intercepted.
If you protect your phone and your laptop with VPN programs, the hackers will have it MUCH harder to intercept your data and force your online banking accounts.
Follow carefully all of these advises and your online banking account, passwords, and information will never be hacked! You can then research by yourself and keep reading for having enough knowledge about the system of online anti-hacking security you are willing to install and make use of.
At this moment me do not recommend you one specific VPN app or program, we just let you know about its existence and we strongly advise you to start researching about them, so you can find exactly the one you need for your phone, or your laptop.
Do not waste any time or disk space on installing a program that is too heavy and has too many features that you do not actually need, just look for the program you do need.
It is also recommendable that you read carefully every contract of terms and conditions and politic privacy of the apps you install and the programs you use in your laptop for applying the online banking services.
Benefits of online banking
If you have no fear to innovate and start tasting the great advantages of adapting to the new technologies, then, you will make good to start trying new systems of online banking like apps and webpages that are quick and easy to access, you will see in your own experience the next benefits:
First of all, you will reduce the time spent in executing financial operations. Only thing you need to do is to be connected to the internet from your home, your office or any mobile web (remember to use VPM systems to protect data), and then you will have all your money in your hand, easily manageable.
Have your bank at the reach of your hand
Make your bank moves from everywhere you are, you can do it from your laptop or your smartphone, only thing you need to do is to have internet access and then you can review your account state, transfer money and pay fees. Usually, these mobile online banking services are free and the only charge you could get is with your mobile company and the kind of plan you have contracted.
You can make more than one banking operation: moves, credit card pays, pay of services, recharge your air time and according to specialists, 20 per cent of people access to online banking through internet through these kind of mobile devices.
Keep the control of everything easily
You can have control of your money and account pays, and then stop losing any more time visiting the bank, with online banking aside of avoiding the printed account states, you can pay your accounts and maintain all your pay registries in only one place and very easy to find. If you prefer, you can also program automatic pays using your credit or debit card, like the pays of your services of water, electricity and telephone.
Stay safe with your money
Security with your operations is supported by your username and your personal unique password (and this is one you can change periodically), and also you have the token, that is a numeric code that changes every 60 seconds, and that you have to introduce to connect to the online banking.
Many online banking methods also work with security images, which are unique and are impossible to be identified or distinguished by a computer, so it cannot be violated with robotic systems.
Melbourne, Australia, 2018-Aug-15 — /EPR FINANCIAL NEWS/ — Zuuse has entered into an agreement to acquire GCPay.com (GCPay), a leading North American provider of cloud collaboration software aimed at streamlining the payment applications process in the building and construction industry.
The acquisition will provide Zuuse with a critical toehold in its largest global market, with almost 40,000 users of the software platform in the USA, including General Contractors, Owners, Developers, Financial Institutions, Government Agencies, Engineering and Architectural Firms, and Subcontractors.
Together with complementing its Payapps cloud collaboration platform in the APAC and EMEA markets, GCPay will help strengthen the Zuuse global product portfolio in the building and construction software sectors.
The GCPay software solution is consistently aligned to the Zuuse strategy and customer base, offering a strong standalone solution as well as integrations with Sage and Viewpoint construction ERP systems, and aligning with other partners.
Zuuse CEO, Jason Lilienstein, said, “This is an exciting acquisition for Zuuse and brings us a major step closer towards becoming a leading global provider of construction and building operations software. The integration of GCPay’s market leading technology will consolidate our position as an industry leader in cloud collaboration payment applications software to the global construction industry, together with further establishing our presence as a leading disruptor in the broader, high-growth AECO (Architecture – Engineering – Construction – Owner Operations) market.”
Systems and processes in the AECO sector are still largely fragmented, manual or paper based, and these inefficiencies result in customers losing time, money, information and resources. Lilienstein, added, “Today’s announcement further exemplifies the customer-centricity and the power of Zuuse, in providing construction and building operations software solutions for our customers which tackle these inefficiencies head-on, working with everything from day to day operational issueson the construction and building site, to long-term strategic asset and facility management issues.”
GCPay COO, Daniel Brunelli, said, “The coming together of our companies is an excellent outcome for all of our stakeholders and most importantly for ourcustomers. The combination of our businesses provides both parties with the expertise, scale and reach needed to provide our customers what they need, when they need it, anywhere in the world.
As a part of the broader Zuuse business, GCPay will be better equipped and resourced to deliver greater value to customers, including extending our existing product functionality as well as broadening our product offering to better fulfil the evolving needs of the growing construction industry. We are tremendously excited by the prospect of what Zuuse and GCPay can achieve together, and I look forward to sharing these benefits with our customers.”
The acquisition is subject to customary closing conditions and is anticipated to be completed in the third quarter of calendar year 2018.
BARCELONA, 18-Jul-2018 — /EPR FINANCIAL NEWS/ — Credit Raters es un nuevo sitio web de comparación financiera para quienes necesitan dinero, que ofrece a los consumidores un medio rápido, sencillo y gratis para comparar y solicitar productos y servicios financieros en Internet, como créditos, mini créditos, préstamos, mini préstamos prestamistas y tarjetas prepagas.
CreditRaters.com tiene el objetivo de facilitar la comparación y solicitud de una variedad de productos y proveedores financieros por Internet de forma gratuita.
Para eso, ofrece a los usuarios acceso a presupuestos y ofertas de prestamistas líderes en más de 8 países, incluidos el Reino Unido, España, Argentina, Rusia y Polonia.
Con solo indicar qué tipo de producto se busca y ciertos datos básicos, los usuarios obtienen en tan solo segundos, información de cientos de prestamistas, pequeños y grandes, independientes o grandes corporaciones, además de la posibilidad de solicitar sus productos con solo un clic.
El equipo de Season Marketing reconoce la dificultad de reducir las alternativas cuando se enfrenta a páginas de resultados de búsqueda eternas, por eso diseñó CreditRaters.com, para brindar soluciones rápidas y eficientes a los usuarios que desean obtener resultados que sean relevantes para ellos en tan solo segundos.
Al realizar sus búsquedas en CreditRaters.com, los usuarios acceden a una amplia variedad de proveedores, productos y servicios. La información se actualiza constantemente, los resultados se adaptan a las búsquedas individuales, y el proceso de recopilación de los resultados lleva pocos segundos.
En tiempos donde el tiempo es oro, nunca ha sido más fácil y rápido encontrar un préstamo o una tarjeta prepaga. Pocas personas tienen tiempo para hacer una serie de llamadas telefónicas o visitar una serie de sitios web individuales, ingresar sus datos personales y buscar presupuestos personalizados. Con una ventanilla única, los clientes pueden encontrar lo que necesitan en cuestión de minutos en CreditRaters.com.
Robert Bindon, director de Season Marketing Limited, comenta: “Estamos muy entusiasmados de trabajar en la comparación de productos financieros que se encuentra en constante evolución, y hacer que sea más fácil para los consumidores encontrar productos para los que son elegibles con tan solo un conjunto de preguntas simples. Ha habido un gran crecimiento de la demanda para comparar préstamos y prestamistas en los últimos 5 años. En una época en la que el crédito de €1000 se encuentra a 10 minutos de distancia, estamos felices de proporcionar un sitio web de comparación de precios seguro y gratuito para garantizar que los consumidores de todo el mundo puedan obtener el trato más justo y barato para ellos “.
Los calificadores de crédito actúan como intermediarios y ofrecen resultados que permiten a los clientes comparar las ofertas favorables de los principales prestamistas. La empresa también se adhiere a las prácticas de préstamos responsables y muchas de las compañías de crédito con las que trabaja ofrecen informes de crédito gratuitos para los clientes a fin de alentar una gestión eficaz del dinero.
CreditRaters.com es una solución para aquellos que buscan productos financieros, por ejemplo, préstamos, pero también atiende a clientes que desean obtener más información sobre su calificación crediticia y tomar medidas para mejorar su puntaje. El sitio web ha sido lanzado con un amplio espectro de usuarios en mente, y puede beneficiar a aquellos con buenos puntajes de crédito, así como a aquellos que tienen un historial de deudas y bajas calificaciones crediticias.
Se recomienda a toda persona que desee obtener más información sobre CreditRaters.com que utilice los datos de contacto que se detallan a continuación.
New York, NY, USA, 2018-Jul-03 — /EPR FINANCIAL NEWS/ — During last ten years, there were significant investments in the personal loans market. It was possible due to the inflow of capital and innovative technologies, which caused a doubling of the market.
Although, according to many financial websites, originations of personal loans are falling. It started with refusals to borrowers with a credit rating below 600, which didn’t take place since 2012.
Despite the decline in the origination of loans, all other data shows an increase of interest of the borrowers to this bank product.
The market for unsecured loans grew by 10.8% in 2017. And financial analytics are talking now about a great prospect for the development of this market segment.
According to statistics in 2017, 10% of respondents applied for a personal unsecured loan, a greater interest was shown to credit cards (65%) and auto loans (26%).
Banking CEOs are Concerned About FinTech
The lending market has a long history and now it is experiencing one of the most historical phases.
One of the biggest changes became a rapid development of FinTech (financial technologies).
Several years ago banks and other traditional financial structures were skeptical about online loans. Now 81% of banking CEOs are worried about such fast FinTech development.
Such concerns are reinforced by the fact that financial Internet structures have become quite competitive. Applying to a lender online, via a certain website connecting the customers with the direct service providers, the borrower gets a wide choice: unsecured personal loans, same day loans, debt consolidation etc. In addition to this sophisticated credit models and new anti-fraud mechanisms makes online financial services more attractive than banks.
The Most Popular Loans
According to the last statistic data, the most popular loan products are unsecured personal loans and installment loans. These loans are the most convenient and profitable for the borrowers. Same day payday loans are also popular, but they are most often used in urgent cases when money is needed for a short period of time. In such cases, 24/7 loans are more convenient, since it is easy to get and the money is being accrued to the bank account of a borrower in short period of time.
The thing that makes personal loans one of the most attractive types of financial products is its uniqueness. It can be used for any purpose: making a big purchase, paying for a wedding or vacation, etc. However, the most common reasons for obtaining a personal loan currently are:
Statistic data shows that the purpose of the loan doesn’t affect the chances of the borrower to get approved.
Summing up, the consumer credit market is experiencing rapid growth. Personal loans are attractive to the borrowers because of the affordable interest rate and quick receipt of funds. FinTech is developing and expanding, thus the number of lenders increases and the borrowers have a wide choice.
BUCHAREST, Romania, 16-Jun-2018 — /EPR Financial News/ — Digi Communications NV (The Company) would like to inform its shareholders and the market that, by decision from 7 June 2018, the Board of Directors of the Company decided upon the initiation of the class B shares buy-back program in accordance with the resolutions of the general shareholders meeting of the Company from 2 May 2018 (the GSM), through which the Board of Directors was authorized to acquire, for a 12 months period starting with the date of the GSM and until, including, 1 May 2019, a maximum of up to 10% of the issued class B share capital at the close of trading on the Regulated Spot Market of the Bucharest Stock Exchange on the date of the AGM, subject to a maximum price per class B share equal to the average of the highest price on each of the five trading days prior to the date of acquisition, as shown in the Official Price List of the Regulated Spot Market of the Bucharest Stock Exchange plus 5% (maximum price) and to a minimum price per common share equal to the average of the lowest price on each of the five trading days prior to the date of acquisition, as shown in the Official Price List of the Regulated Spot Market of the Bucharest Stock Exchange minus 5% (minimum price) – the Program.
The Program will be performed and implemented in line with the applicable legal rules and regulations relating to the buy-back programs, specifically article 5 from the European Parliament and the EU Council’s Regulation no 596/2014 regarding the market abuse and the Commission Delegated Regulation (EU) 2016/1052, as well, in compliance with the applicable volume and price thresholds.
It is intended that the class B shares to be repurchased under the Program to be used for the purpose of the several stock option programs as already or to be further approved by the Company.
The Board of Directors of the Company has chosen BRD Groupe Société Générale S.A. as the broker handling the Program.
At the initiation of the Program, it is intended starting as of 11 June 2018 to acquire a total volume of 500,000 class B shares of the Company that can be further adjusted within the above mentioned limits by decision of the Company. During the buy-back process, the Company will comply with the volume and price thresholds as set out by the Delegated Regulation (EU) 2016/1052.
For additional information, please contact us at firstname.lastname@example.org.
Toronto, ON, Canada, 2018-Apr-27 — /EPR FINANCIAL NEWS/ — North’n’Loans adds small business loans to its range of services. Owing to this innovation, the company is now able to provide a qualified help to the small business owners in finding a reliable lender. The new service is already available on the company’s website.
The company is a Canadian service dedicated to connecting customers with direct lenders online. It provides assistance with finding quick financial solutions for Canadian citizens in many provinces. North’n’Loans.ca is not a direct lender and only aims to connect a borrower with a suitable lender.
The company used to work only with short-term loan lenders that provide payday loans in Canada. Now North’n’Loans extends the range of its services and also offers the assistance with finding a reputable small business loan lender. The newly launched financial service is available for business owners 24/7 on the company’s website.
North’n’Loans.ca aims to allow the entrepreneurs to satisfy their financial needs with the help of online lending. The service connects a business owner with a reliable lender in accordance with the information in an application form and customer’s place of residence.
A customer can apply for the service submitting the online application form on the company’s website. An applicant needs to enter basic personal data to make a request. Once the application is filed, the approval process starts and a lender contacts the customer within a short period of time. The borrower receives the money to the bank account within 24 hours after approval. The applicants do not pay any fees for using the service offered on the North’n’Loans website.
The company’s database consists of certified private lenders from different provinces. North’n’Loan gives anyone an opportunity to apply for a loan owing to a large number of different lenders. The company’s website informs that the loans are usually given on the basis of the current income and the ability to pay it back. Despite the high chances, the company does not guarantee 100% approval.
All the loans are processed completely online. The customer discusses the loans terms, application status, fees and rates directly with a lender. The company is not responsible for the borrower-lender relationship.
The company continues to improve its services and also presents a new financial blog for Canadian citizens. The articles provide recommendations for achieving financial stability and some useful tips for those who face financial difficulties. The topics enlightened on the North’n’Loans blog vary from the retirement options to the college loans details.
Apart from that, North’n’Loans created a French version of its website to make it convenient for French-speaking citizens of Canada. A language switch is added to make the service available for the residents from all Canadian regions.
MADRID, Spain, Apr-26-2018 — /EuropaWire/ — En abril de 2018 comenzó sus operaciones el servicio de microcréditos online Finer.es. Es un servicio internacional de préstamos online que se especializa en préstamos a personas físicas. El propósito de Finer.es es proporcionar a los prestatarios servicios de calidad. Finer.es se diferencia de otros servicios porque emite préstamos con la tasa de interés más baja – desde el 0,7%. El procedimiento para obtener un préstamo online es sencillo, rápido y no obliga al prestatario a ir a una sucursal física.
La empresa utiliza su sistema propio de “scoring “, que mide una serie de parámetros objetivos y otorga a cada persona una puntuación que ayuda a decidir si conceder o no el préstamo en pocos minutos sin papeleo ni aval. Este servicio funciona las 24 horas del día, los 7 días de la semana. Cualquier residente en España mayor de 21 años puede solicitar un préstamo de hasta 900 euros. Para hacerlo, necesitará una conexión a Internet, su DNI y sus datos bancarios. Los préstamos de hasta 900 euros con un plazo de devolución de hasta 35 días se transfieren inmediatamente a la cuenta bancaria del cliente. Además, Finer.es ofrece un programa de fidelización a sus clientes: a partir del segundo préstamo, cada préstamo se concede con un descuento acumulativo del 5%.
“En la vida de cada persona siempre se da una situación en que se puede necesitar dinero urgentemente. Si tenéis familiares o amigos a los que podéis pedir dinero prestado – genial. Desafortunadamente, no todas las personas han tenido tanta suerte. Nuestro servicio está destinado a ayudar a las personas que no tienen otra salida y nos esforzamos por hacer que sea rápido, sencillo y cómodo”, afirma Andrey Gorbushkin.
VIENNA, Austria, Apr-11-2018 — /EuropaWire/ — In early April, CONDA entered the next phase of its ICO. Together with experts from project partner RIAT (The Institute for Future Cryptoeconomics), the team is now in the midst of developing the CRWD Network (pronounced Crowd Network), which requires its own cryptocurrency, the CRWD Token. By joining the whitelisting phase, all interested parties now have the opportunity to register before the official start of the Crowd-Sale on June 6, 2018, avoiding longer wait times and ensuring that they will not miss the ICO.
Crowdfinancing within a decentralized network protocol
The CRWD Network is a decentralized network protocol on the blockchain, providing regulatory-compliant investment in SMEs, startups and real estate projects. Any platform on the network can take advantage of the benefits of the CRWD network. As a result, CONDA is setting new standards across Europe: companies use the network protocol, supported by various crowdfunding platforms, to issue tokenized private equity instruments (e.g. company shares, subordinated loans, etc.). This solves a widespread problem of the current crypto scene: the need for financial products to operate within a legally-compliant framework.
CRWD Network Advantages
For SMEs, startups, and real estate projects:
Standardized solutions for the creation and management of “tokenized” private equity instruments (both proprietary and mezzanine instruments)
Easy and fast payouts with the touch of a button
100% legally-compliant: the network complies with the prevailing legal regulations in each country
For crowdfinancing platforms:
Standardized and legally-compliant infrastructure
The ability to share resources, contracts, communities, etc. and to reach a larger crowd
Increased automation via smart contracts
Investments are easier to transfer and trade
Transparency & traceability
Easy & fast access to investment opportunities in a large network
5 years ago, CONDA started as a crowdinvesting platform, transformed into a crowdfinancing platform and is now ready for its next phase: the CRWD Network. A decentralized, regulatory-compliant crowdfinancing infrastructure protocol forms the basis of all transactions within the network. The CRWD Token is required for all CONDA business services and fees. Investments may continue to be made in the national currency (e.g. EUR).
Essex, UK, 13-Dec-2017 — /EuropaWire/ — Fast Invest is excited to announce the launch of its native cryptocurrency token (FIT) during their upcoming ICO launched on December 4th. The FinTech company has been operating since 2015 in the investment loan space, connecting funders with loan-seekers in a peer-to-peer exchange. With more than 8,500 daily users from 36 countries, Fast Invest is expanding into the largely unoccupied cryptocurrency lending sector.
Blockchain-based cryptocurrencies have been rapidly in 2017, racking up a seventeen times (at the time of this press release) increase in market capitalization since the beginning of 2017. As these financial technologies mature new opportunities arise, especially for unbanked and underbanked populations. This is because digital currencies allow for the exchange of value without the need for central banks or other intermediaries. Fast Invest aims to leverage these developments to democratize investment by allowing people to invest as little as one dollar on their loan platform. This enables users to band together to crowdfund a loan that gets paid back with interest, which can then generate returns for the loan suppliers.
In what may be a first for the industry, Fast Invest will allow users to use their bitcoin or ethereum as collateral for loans in traditional currencies. Due to the nature of smart contracts, loans like this can be executed with very little human input and all parties can be sure that the terms of the loan will be carried out. This is because smart contracts utilize code and mathematics to enforce agreements without the need for human intervention.
By expanding to cryptocurrency-based investment instruments the company aims to reduce friction in the world of P2P investment and loan services. These offerings include a cryptocurrency exchange, digital wallet for holding tokens, cryptocurrency investment services, decentralized lending, and a payment card that can be funded by cryptocurrencies but used like a credit card.
LUXEMBOURG, 24-Nov-2017 — /EuropaWire/ — En 2016, OneLife s’est lancée dans une transformation digitale. Elle fait donc partie des précurseurs dans un domaine où l’interaction entre l’Homme et la machine s’intensifie pour améliorer l’expérience client. Depuis, plusieurs projets ont été réalisés conformément à cette feuille de route, d’autres suivront dans les prochains mois et d’autres encore en sont au stade de preuve de concept et devraient voir le jour début 2018.
Après le lancement des Digital Days en juin 2017 dans le but d’impliquer pleinement le personnel, le petit-déjeuner Digital Days du 30 novembre sera l’occasion de mettre en avant les résultats obtenus cette année et de définir les futurs projets. Les collaborateurs issus des différents départements de OneLife participent à la mise en œuvre de l’innovation digitale afin d’améliorer l’expérience des partenaires et des clients et, ce faisant, apprennent les techniques qui leur permettront d’être compétitifs dans le monde de demain.
Chez OneLife, la formation et le développement sont également entrés dans l’ère digitale avec le lancement en septembre de la plateforme de formation Lynda.com de LinkedIn. Cet outil qui propose plus de 10 000 formations en ligne, encourage les collaborateurs à suivre régulièrement des cours dans toutes les disciplines avec une certification à la clef.
Marc Stevens, CEO de OneLife: « Le Digital fait partie de l’ADN de OneLife! L’interaction intelligente entre l’Homme et la machine est synonyme au quotidien de plus de simplicité, de rapidité et de facilité tant pour nos partenaires que nos clients et nos employés. Notre transformation digitale continue … Cette année, nous avons implémenté de nombreuses initiatives à valeur ajoutée et d’autres plus nombreuses encore sont prévues pour l’année prochaine. »
IL ÉTAIT UNE FOIS UNE ANNÉE DIGITALE – QUELS RÉSULTATS ONT-ÉTÉ OBTENUS ?
Agrégation des données
OneLife a collaboré étroitement avec Harvest, le leader français de l’agrégation de données, afin de proposer à ses conseillers financiers indépendants en France ce nouveau service qui présente l’avantage de leur offrir une vue d’ensemble des positions en portefeuille de chacun de leurs clients. Cette initiative s’inscrit dans une démarche digitale globale à laquelle viendront s’ajouter d’autres projets d’agrégation de données. OneLife est maintenant en mesure de supporter entièrement le format Penelop, ce qui nous permettra dans les prochaines semaines d’étendre notre partenariat avec d’autres agrégateurs présents sur le marché. De plus, nous avons récemment mis en place un service de B2B qui permet à nos partenaires de se connecter en temps réel à notre plateforme afin de consulter l’ensemble des informations disponibles sur leur portefeuille respectif.
Ce projet a été réalisé en un temps record grâce à une collaboration particulièrement fructueuse entre OneLife et Harvest. C’est ce qui nous a permis d’intégrer ces nouveaux flux pour étendre encore l’intégration des contrats luxembourgeois dans O2S. L’intégration de ces flux s’inscrit dans un dispositif juridique et technique qui garantit la sécurité et la confidentialité des données à caractère personnel (masquage des données clients, protocole de transfert sécurisé, chiffrement des communications, clé d’authentification etc.).
New York, NY, 2017-Oct-12 — /EPR FINANCIAL NEWS/ — Top Performing Investment Manager, Chetan Kapur of ThinkStrategy Capital, Went Way Above and Beyond for Investors which Enjoyed Leading Returns for a Decade. Chetan Kapur Gets Unjustly, Unjustifiably and Repeatedly Attacked by Corrupt Element at the SEC. Top Performing Investment Manager, Chetan Kapur of ThinkStrategy Capital, Went Way Above and Beyond for Investors which Enjoyed Leading Returns for a Decade. Chetan Kapur Gets Unjustly, Unjustifiably and Repeatedly Attacked by Corrupt Element at the SEC.
Extremely Honest, Selfless & Diligent Chetan Kapur Sacrificed All His and ThinkStrategy’s Resources for the Benefit of Investors During the Great Recession and Thereafter. Chetan Kapur Even Gave Up His Investment and Creditor Claim in the ThinkStrategy Funds for the Benefit of Investors.
Corrupt, Deceitful Contingent at SEC Engaged in a Campaign of Harassment, Defamation and False Imprisonment Against Chetan Kapur. The SEC Attack Began One Year After ThinkStrategy Closed Operations, With the Worst Banking Crisis in US History, Having Depleted All Resources for Investors Benefit. SEC Attempted to Extort Third Parties Including Chetan Kapur’s Family Out of Assets That Legally Belonged to Them But Failure Was Inevitable.
All SEC Claims Against Chetan Kapur were Clearly Defamatory, Slanderous, Fictional and Egregiously False. SEC’s Fabricated and Fake Claims were Based on Stale, Partial, Out of Context, Contorted or Erroneous Information.
Numerous Independent Third Parties Provide Testimony and Testimonials Which Highlight Chetan Kapur’s Excellent Reputation, Impeccable Character and Outstanding Contribution to the Community.
ThinkStrategy Capital Management managed and advised two leading hedge funds – ThinkStrategy Capital Fund, an equity market-neutral fund and TS Multi-Strategy Fund, a leveraged multi-strategy fund of hedge funds and had a comprehensive managed account program. The funds and managed accounts provided investors excellent annual returns with low relative volatility for the majority of a decade. All investors received the reported returns that were based on the net asset values generated from the funds trading or allocations. With the financial and banking crisis, the leveraged TS Multi-Strategy Fund, a top performer, was put into liquidation by its lender and custodian, KBC Financial, in 2008 (which put all their leveraged clients into liquidation). ThinkStrategy Capital eventually put the TS Multi-Strategy Fund into the hands of PriceWaterhouse Coopers. The TS Multi-Strategy Fund conducted due diligence on or evaluated approximately 8000 investment opportunities and had over 150 different investments.
ThinkStrategy Capital had quality independent service providers that audited and administered the Company’s funds and returns. The Funds’ custody, leverage, brokerage, liquidation, legal, tax and other service providers were also quality independent firms. The service providers included PriceWaterhouse Coopers, KBC Financial, O’Connor Davies Munns and Dobbins, Eisner, Folio Administrators and Kirkpatrick & Lockhart.
ThinkStrategy Capital always had a Director of Business Development that fully managed and spearheaded the firm’s capital raising, sales and investor relations effort. The Director of Business Development created all offering materials and was responsible for all investor needs as it related to the Funds’ performance, assets under management, longevity, strategy, due diligence and management team. In addition, other senior members spearheaded portfolio management, research and due diligence, trading and other functional areas of the firm (such as operations and archiving). ThinkStrategy Capital was a sophisticated growing firm managed in a similar fashion to many growing hedge funds of its size.
Any inadvertent omission or inaccuracy made by ThinkStrategy’s Director of Business Development or his investor relations team in the normal course of business in one-off documents was not only corrected immediately when identified and re-issued but also accurately noted in many other offering and marketing materials including the fund’s foundational offering documents (i.e. the Offering Memorandum, Limited Partnership Agreement and Investment Management Agreement). The Funds’ sophisticated, qualified, experienced, accredited investors carefully reviewed all documents and spoke to and met the ThinkStrategy team and their independent service providers – all of which accurately answered all questions prior to investment. Not one ThinkStrategy investor was ever misled in any way, shape or form as to the investment products and the risks associated with them. Not one investor ever redeemed as a result of an inadvertent inaccuracy being corrected by the Director of Business Development or his investor relations team.
ThinkStrategy Capital Management conducted comprehensive research and due diligence in all its investment products. ThinkStrategy Capital’s fund of hedge fund product, TS Multi-Strategy Fund, had an extensive, multi-faceted program of diligence that included operational, strategy, risk, stress and scenario due diligence processes (that were applied to all sub-funds being evaluated). Each due diligence process had several qualitative and quantitative aspects and checks not noted to investors but to their benefit. Other leading fund of funds also had similar processes that were above or at industry standard for the time. The TS Multi-Strategy Fund investments oftentimes were recommended by highly regarded institutional advisors or consultants, or came from respected investment databases. All TS Multi-Strategy Fund sub-fund managers always had strong knowledge and experience with their strategy, very solid business and investing experience, and used quality service providers. Many sub-funds were eliminated from consideration as a result of the stringent and multi-faceted due diligence performed by ThinkStrategy Capital. TS Multi-Strategy Fund continually improved its above or at industry standard due diligence processes eventually adopting a ‘No Stone Should Be Left Unturned’ policy even if there were no red flags. Furthermore, the TS Multi-Strategy Fund could not invest in any sub-fund unless it passed KBC Financial’s (TS Multi-Strategy Fund’s lender and custodian) independent due diligence processes and standards.
The TS Multi-Strategy Fund, a leading performer, was one of KBC Financial’s last clients to be put into liquidation as it was a top performer and well diversified. The leveraged fund of hedge funds had no choice in having to submit full control over to KBC Financial’s liquidation process, the worst banking crisis in US history and the worst economic and financial crisis since 1929. Nonetheless, the fund outperformed a vast majority of its peers locked in a similar position in spite of coming to discover and fully writing off a couple of issue or fraudulent sub-investments. Further, had the SEC done their jobs properly, being the only ones with access to third-party fund bank and brokerage statements, the TS Multi-Strategy Fund of Funds and thousands of other sophisticated investors would not have been a victim of any fraud losses. The TS Multi-Strategy Fund and the ThinkStrategy Capital Fund enjoyed investment success and outperformance significantly higher than its peers in all periods.
Chetan Kapur and ThinkStrategy Capital worked very diligently for investors of the leveraged funds even while receiving no compensation or fees for approximately 3 years as KBC Financial (lender and custodian that put all their clients into liquidation with the US banking crisis) halted all required fees payable to their investment managers during the liquidation period. ThinkStrategy Capital and its founder, Chetan Kapur, thereafter went out-of-pocket during these 3 years to pay for the entire infrastructure and operating expenses of these funds until their resources were fully depleted leaving Chetan Kapur with very significant debts. Most other investment managers would have forced their funds into court receivership or the hands of a liquidator immediately whereby all these expenses and costs would be charged to the fund – thereby hurting investor returns (and would not have worked 16+ hour days in selfless sacrifice as Chetan Kapur did). Chetan Kapur did not abandon investors, which he was legally entitled to do as he was working gratis. Investors benefitted at the very substantial cost and expense of Chetan Kapur.
ThinkStrategy Capital and Chetan Kapur during this liquidation period devoted a lot of hard work and effort in providing detailed reports to investors, in making prudent decisions on sub-funds that were restructuring or liquidating, in procuring the sub-funds to payout as soon as feasible (including participating in investor committees and appointing advisors to oversee payouts), in obtaining risk, liquidity, outlook and other updates from the sub-funds, as well as maintained coordination with all service providers to the fund (the independent auditors, the independent administrators, the independent accountants and tax preparers, and independent legal) while the Company and Kapur received no compensation for their diligence. Further, the fund’s investors were provided substantial fee discounts in the normal course of business prior to the economic and banking crisis too – once again benefitting investors at the cost of ThinkStrategy Capital and Chetan Kapur.
ThinkStrategy Capital eventually put the Multi-Strategy Fund of Hedge Funds into the hands of PriceWaterhouse Coopers after 3 long years of managing all aspects and costs of the funds without pay, having done all it could for investors, depleting resources fully and leaving founder, Chetan Kapur, in a very substantial debt position. Further, ThinkStrategy Capital and Chetan Kapur suffered the exact same percentage loss during the economic, banking and private lending crisis being an investor in the fund that was put into liquidation. ThinkStrategy Capital and Chetan Kapur wrote off their fund investment and a very considerable creditor claim towards the fund for the major benefit of investors.
DUBAI, UAE, Aug-28-2017 — /EuropaWire/ — Bit Coin Global FZE is thrilled to announce the initial coin offering (ICO) of its Money Trade Coin as it enters cryptocurrency markets worldwide. Based in the UAE, the organization brings its history of expertise in this space to a global audience in need of a reliable, secure and stable cryptocurrency to utilize as an everyday business solution.
The Money Trade Coin, which can run on fiat currencies as opposed to just bitcoin, represents the future of making payments. Bit Coin Global FZE has already partnered with groups like online malls and ticket booking services across Europe to bring its award-winning technology to consumers.
Blending traditional finances with digital ones, Money Trade Coin incorporates the latest blockchain innovations to provide an ultra-secure wallet through multilevel verifications with the world’s first fully cash-backed cryptocurrency, already with a standby letter of credit from top banking institutions. Moving forward, Money Trade Coin will be expanded into the areas of wealth management, debit cards, loans and even higher education, ultimately revolutionizing the way money is managed and payments are made.
The soft launch of the Money Trade Coin was attended by a veritable who’s who of well-known figures ranging from elite traders and prominent members of the global business community to Bollywood stars. This fanfare signifies that cryptocurrency is truly entering the mainstream, ushering in a new era of technological and online investment options.
LONDON, Jul-17-2017 — /EuropaWire/ — Based in the City of London and authorised and regulated by the Financial Conduct Authority since its founding in 2009, INFINOX (infinox.com/en) has decided to expand its client funds insurance policy to £1,000,000. The insurance policy is underwritten by QBE Underwriting Limited and other participating syndicates and comes as standard, at no cost to INFINOX’s retail clients.
It is the second time during this year for the retail broker to raise the threshold of clients’ insurance above the standard £50,000 compensation per customer, per claim, provided by the Financial Services Compensation Scheme (FSCS) for customers of firms authorised and regulated by the Financial Conduct Authority (FCA), in case of a firm not being able to meet its financial obligations due to insolvency. In January 2017, INFINOX announced covering each retail client individually with such additional insurance up to £500,000.
Robert Berkeley, CEO of INFINOX, comments on this step: ‘INFINOX has built a reputation as a major player in the Forex industry, through underpinning dynamic products with competitive trading parameters and a premium customer experience. At INFINOX, our core value is treating every single client as a partner. In the move to ensure even higher security and the confidence of our clients, we decided to raise our additional clients’ money insurance to £1,000,000 from the previous £500,000. This is our way to show what best practice is, and what integrity and premium client service actually means’.
This type of additional insurance becomes important under extreme circumstances of a firm’s insolvency and where a firm is unable to meet its financial obligations or claims made against it, and enables clients to either claim against Infinox Capital Ltd or the insurance provider. Therefore, this insurance policy provides investors far greater investor protection and compensation rights than ever before.
PRAGA, Czech Republic, 2017-Feb-14 — /EPR FINANCIAL NEWS/ — GRC is the first cryptocurrency aimed at casual users who want to get investment resources. Cryptocurrency was developed in 2013. After a registration procedure and a creation of a special licensed trading platform, it was launched at the beginning of 2017.
International producers and developers of minerals and natural resources showed their interest. So the GRC company introduced proprietary cryptocurrency code valid until 2018. It’s aimed to secure the mining process and users’ activity from possible hacker attacks. In 2018 cryptocurrency trade will be deployed on the world’s largest stock- and commodity exchanges, such as NASDAQ.
The head of the group of GRC’s cryptocurrency creators is Tomas Beran, Czech developer from a famous family of Beran’s billionaires. At the end of 2016 world media wrote about the start of operations on the trading platform using GRC’s cryptocurrency.
Global corporations and governments do not allow ordinary people engage in natural resources investment. They need to have a considerable amount of money, a financial education and a special license. Since GRC’s trading marketplace has a specialized license, anyone can invest savings in a particular natural resource. Cryptocurrency acts as an intermediary between users from all over the world.
GRC is the first cryptocurrency based on natural resources. Our platform helps to cut investment risks, offering the most relevant sources of income. GRC’s platform specialists analyze the offers on the natural resources markets. They select only the most relevant ones for our users. This way, each one can take advantage of the offers that appear daily on our platform.
From the year 2018 GRC expects its cryptocurrency rate to grow due to its social usefulness and relevance. You can use our cryptocurrency not only as a natural resources investment tool, but as a base for a perspective financial future.
Start changing your life right now and register on the GRC platform.
Leicestershire, United Kingdom, 2017-Jan-16 — /EPR FINANCIAL NEWS/ — The experienced team behind one of the UK’s leading property financing firms is advising property investors from all occupations to consider the full range of available options before deciding to commit to any one product. With so many borrowing products to choose from, finding the most appropriate financing deal to fund a property purchase is often one of the most essential yet complicated aspects involved – particularly when there are so many different lenders and borrowing options out there.
From affordable bridging loan products and property development loans through to secured finance and second charge products, UK Property Finance can provide exclusive access to some of the most competitive financing options on the market, many of which are quite simply unavailable when scouring the numerous high street lenders such as banks and building societies.
Securing Finance Against Commercial Property
“At UK Property Finance, we like to think of ourselves as an intelligent alternative to the more traditional streams of funding. Unlike banks or building societies, we have access to an exclusive panel of wealthy individuals and specialist lenders who will consider any type of property investment based on its own merits. As a fully FCA Authorised and Regulated, “whole of market” broker, we can source competitive funds from any main lender and our borrowing rates are quite simply the best available.” – UK Property Finance
Most borrowing options secured against commercial property types are only available up to 75% of the property’s worth. However, UK Property Finance are able to work in tandem with both lender and borrower in order to create a uniquely structured and targeted borrowing package that is delivered in increments as the various conditions and stages of completion are met.
Where commercial property loans are concerned, there are typically two main repayment methods available – interest only or the more standard practice of monthly repayments. With the interest only option, the borrower must pay the original balance at the end of the term, minus the interest itself, which has already been paid in regular instalments.
In addition to commercial property loans, UK Property Finance can also provide highly competitive bridging products. These versatile, short-term borrowing products are the perfect solution whenever a larger cash sum is required quickly in order to bridge a shortfall in funds that is temporary in nature. With bridging finance, the repayment period is usually fixed at 12 months with an exceptionally low level of interest and the final payment being the only payment required, covering all borrowing costs at once.
Faster Borrowing for Urgent Situations
“One of the main advantages of commercial bridging loans is the tremendous speed at which they can be arranged. As the name suggests, Commercial Bridging Loans are usually secured against commercial real estate or land, in much the same way as a residential bridging product would be secured against a home. The monies raised can normally be used for any reason the borrower sees fit, such as financing the purchase of a new property that needs to be redeveloped, or even the payment of overdue tax bills. As commercial bridging finance is not regulated by the FCA, the reasons for borrowing can be much more varied that with most other types of finance.” – UK Property Finance
As a leading independent brokerage, UK Property Finance can simplify the process of borrowing funds for commercial reasons so that secured funds can be acquired quickly and effortlessly – even when the situation is decidedly urgent. Their rates and fees are extremely competitive and their products are always delivered in an intelligent and cost effective manner. For more information regarding the borrowing options available, either visit the website at www.ukpropertyfinance.co.uk or send an email to email@example.com outlining your needs.
Contact-Details: UK Property Finance. 2 Nursery Court, Unit 2C, Kibworth Business Park, Harborough Road, Kibworth Harcourt, Leicestershire, LE80EX, U.K.
CYPRUS, 24-Aug-2016 — /EPR FINANCIAL NEWS/ — Orbex, un leader innovativo nel trading forex online, ha annunciato quest’oggi una partnership strategia con l’Università LUM Jean Monnet, un’università privata italiana, conosciuta in tutto il mondo e altamente stimata come centro di formazione economica. La partnership unirà l’esperienza di Orbex nelle soluzioni di trading e nell’analisi di mercato con l’approccio scientifico avanzato della LUM nello sviluppo economico.
Questa partnership risponde alla domanda nel settore di professionisti di alto calibro in materia di trading e soluzioni di investimento multi-target di prossima generazione, qualità che possono essere sviluppate solo tramite progetti di ricerca collaborativa.
L’iniziativa di Orbex è una risposta olistica alle sfide che il settore pone. Orbex espanderà il programma formativo del Master in Analisi finanziaria e di borsa e contribuirà con la sua conoscenza pratica dei mercati internazionali. Gli specialisti di Orbex hanno preparato un programma speciale per gli studenti del Master, che prevede anche seminari teorici e pratici e webinar. Inoltre, gli studenti avranno libero accesso a tutto il materiale formativo della società, trasformando così il centro formativo Orbex in un polo di innovazione e scambio di idee.
La comunità di trading, a sua volta, avrà l’opportunità unica di attingere direttamente dalle conoscenze degli studi scientifici più recenti e di imparare dai più autorevoli docenti di economia.
Kira Vessiari, Content Manager di Orbex, è convinta che “Orbex sta compiendo un passo significativo nel realizzare la propria visione di diventare la destinazione online preferita per una formazione nel trading di qualità. Questa partnership con l’Università LUM ha il potenziale di dare vita a nuovi approcci verso il trading e siamo entusiasti delle nuove opportunità che questa collaborazione offrirà a Orbex per avanzare progressivamente.”
Edoardo Ciampelletti, Desk italiano di Orbex, ha dichiarato: “Abbiamo osato unire quella che è sempre stata vista come una sfera strettamente accademica con una sfera giudicata puramente pratica e tecnologica. Credo proprio che grazie a questa collaborazione possiamo dare vita a una vera e propria rivoluzione nella formazione del trading.”
Professor Adriano Carenza, Università LUM: “Il Master mira a formare professionisti che possono offrire supporto a istituti finanziari, in prevalenza banche, SGR, SIM e SICAV, nel processare e monitorare piani operativi finanziari e strategici, così come sistemi di organizzazione e riconoscimento dei rischi degli strumenti finanziari. Orbex ha voluto riconoscere la qualità e la visione di questo progetto formativo firmando una partnership con la Scuola di Management della LUM, che attraverso lezioni, webinar, seminari ed esercizi, si pone come obiettivo uno sviluppo sostenibile del mercato globale dei servizi di trading online e di creare un nuovo tipo di operatore finanziario. Completando il corso, i nuovi professionisti avranno acquisito capacità versatili nel settore della finanza pura.”
KYIV, 18-Jul-2016 — /EPR FINANCIAL NEWS/ — For the 6 months of holding spot electronic trading on the electronic trading platform of the Ukrainian Energy Exchange Public company PJSC “Ukrgasvydobuvannya” has managed to significantly increase the level of competition on its resource by bringing a larger number of participants. The Exchange has a well-established system of using security deposit and the online queue. All this had a positive impact on results of trading of company’s products – The State Company sold oil products and liquefied gas with total amount of 88.6 million USD. This was reported by CEO of Ukrainian Energy Exchange Oleksandr Kovalenko, summing up the result of trading on the UUEX on Thursday, June 30, 2016.
According to experts of the fuel and energy market, additional yield of PJSC “Ukrgasvydobuvannya” has made more than 6,8 million USD.
“We plan to introduce futures on some petroleum products next year. This will make the market more active and attract more investors. The same vector we chose for other markets: coal and natural gas. The development of the exchange market is a reflection of the economy development of each country,” – said CEO CEO of Ukrainian Energy Exchange Oleksandr Kovalenko.
“We are pleased with the use of Commodity Exchange Ukrainian Energy Exchange. This mechanism of trading has enabled us to generate additional profit that will be used for investment in production and will improve the overall energy independence of our country”, – said Commercial Director of UGV Serhii Fedorenko.
“Of course, the appearance of the price indicator(https://www.ueex.com.ua/eng/exchange_quotations/) of petroleum products on the domestic market has a positive impact on the market. First, this indicative is for the end user, who now has guidelines for fuel purchases. Second, the publication of prices makes the work of the manufacturer transparent. If we are talking about “Ukrgasvydobuvannya” state-owned business transparency should be one of the main tasks”, – said the analyst consulting company UPECO Oleksandr Sirenko. According to expert, similar trading for imported fuels, which share reaches 80% should be brought for a more dynamic competition in the Ukrainian market of petroleum products.
All contracts were executed in full and on time. None of the bidders have lost a security deposit. Experts of the exchange conducted huge number of training seminars and tutorials. Ukrainian Energy Exchange has designed and implemented functionality for distributing of exchange quotations, which is completely free and available without any restrictions.
LIMASSOL, Cyprus, 06-Jul-2016 — /EPR FINANCIAL NEWS/ — Orbex, a leading global forex broker, is celebrating its 4th international award this year. Orbex has been recognized as the ‘Best Customer Support’ provider by one of the most authoritative industry’s websites – Forex Report, which has selected the winners in each category according to the strict criteria and traders’ feedback.
This prestigious award demonstrates the strength of Orbex customer-centric approach, as well as its leadership in responsible trading services. The focus on customer experience is a major guideline, aligning all the company’s activities and concentrating on protecting the best interests of the traders.
Orbex continuously improves the quality of the customer care and invests in new technological solutions, meant to reduce the waiting time and expand the growing set of support capabilities. Following the high ethical standards allows building long-term and sustainable relations with the traders.
“For us, the key element in supporting our clients is “Response Time,” as we understand how valuable time is for our traders. No matter which communication channel clients use, live chat, emails, call backs, social media, they get a response instantly. We align our interests with those of our clients by taking their needs to a personal level, and implement them,” commented Zaid Alkhatib, Head of Back Office & Support Department.
KYIV, 30-Jun-2016 — /EPR FINANCIAL NEWS/ — On Thursday, 23rd June 2016 on the trading floor of CE “Ukrainian Energy Exchange” an exchange auction was held for the sale of liquefied gas for the domestic market, production of PJSC “Ukrgasvydobuvannya”. In the end of the auction were sold 5 630 tons for a total amount of 59,324 million UAH on the basis of delivery “Poltavagasvydobuvannya”, gas processing plants Bazylivschyna, Iablunivka and “Shebelynkagasvydobuvannya” with the type of shipment – motor transport and railway.
Specialists of the exchange note price growth (https://www.ueex.com.ua/eng/exchange_quotations/) on all the exposed positions in the corridor from 14.59% to 26,02% in comparison with the previous auction. The largest increase in prices observed for PBA(propane-butane) with shipping by railway. Additional income of PJSC “Ukrgasvydobuvannya” is more than 11 million UAH.
“Live interest is explained by the increase in demand of small customers, who are fighting for the resource. This is an indication of high competition in the marketplace. For us it is a real indicator and a visual demonstration of what a transparent competitive bidding in Ukraine can form a fair price for resources that allows the state to earn decent money,” – said after the auction, CEO of Ukrainian Energy Exchange Oleksandr Kovalenko.
Reference: Trading in energy resources of PJSC “UKRGASVYDOBUVANNYA” on the trading floor of the Ukrainian Energy Exchange takes place on a regular basis. The auction is attended by some of the largest traders of the domestic market.