Tag Archives: College Finance

Indiana Campaign Finance – The Online Payday Loan Company

Indiana Campaign Finance is one of the leading payday loans providers, extending instant financial assistance to its customers. The processes at Indiana Campaign Finance are very simple which makes it a trouble free process to acquire loans for emergency purposes. By keeping the formalities as little as possible, we provide fast cash to the borrowers in no time.

Indiana Campaign Finance

One of the best things about our companies is that we do not hold back payday loan online from the borrowers with bad credit. Regardless of the credit history, one can get loans from Indiana Campaign Finance. It is this facility which has leaded us this far in the arena of payday loans. Our services include quick cash advance, personal loan,home loans,student loans and credit card. We also provide car insurance and home insurance to our prestigious customers.

No matter which field of life you may belong o or for what purposes you may require loan, Indiana Campaign Finance fulfils all your requirements in the best possible manner. As it is common to all salaried people to be out of money before fulfilling their financial obligations, we come to aid of such individuals and provide them with fast cash. As the term explains, the payday loans are short term loans which are to be paid back within a few days. When you get your next wages you are supposed to return these to Indiana Campaign Finance, however, with Indiana Campaign Finance, you can also extend the time of return by opting for customized deals.

Indiana Campaign Finance lends you money without require too many detail and information. All we need to know is the simple basic information about you like addresses, occupation etc., and you will be able to get payday loans from us. You need to have a job as a precondition and a current account in a bank as well. The borrower has to be 18 or above to get payday loan from Indiana Campaign Finance.

You can apply for a loan online and our representative will get in touch with you quickly. You can also all us to get the details of different packages and other information you require. The loan you get from Indiana Campaign Finance can be spent for any need; there are no limitations to its usage. However, as the rate of interest in generally more for such kind of loans, you should opt for them only when you are in a fix and have no other alternative. In this situation, you will find Indiana Campaign Finance you best buddy who would extend the best financial services to you.

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Recession Raises Fear Of Identity Theft

New research from Lloyds TSB has revealed 76% of adults are currently worried about identity theft and 39% feel more at risk now than they did six months ago, with the recession playing a major contributing factor. The research was conducted September 2009 by ICM for Lloyds TSB amongst 1,000 UK adults aged 18+ years.

Over half (52%) of those concerned about ID theft believe that the recession has increased the risk as rising unemployment drives more people towards criminal activity and ID theft. Coupled with this, is the fear expressed by 57% of people that social networking sites have made it easier to steal personal details – a 10% increase on those with the same worries last year.

The study shows that as many as 38% of Brits have experienced ID fraud, with almost half of those (18%) having been victims personally. However, 57% of those surveyed admit that they have not done enough to protect themselves and 25% don’t know how.

According to CIFAS, the UK’s Fraud Prevention Service, it takes an estimated 48 man hours to repair the damage resulting from fraud, and the cost to victims is frequently as high as £8,000. Typically, it takes an average of 539 days for someone to discover that they’ve been a victim of ID theft and it is on the increase; latest CIFAS figures show that it increased by 15% in 2008.

To combat this growing trend, Lloyds TSB has launched its ID Aware prevention and advisory service to help protect customers and bring them peace of mind.

Lloyds TSB’s ID Aware product allows customers to stay on top of their credit status and safeguard their identity, providing credit monitoring services and an early warning system to alert the customer to any activity involving their account. In addition, customers benefit from access to their credit status and payment history in one easy-to-understand document showing all credit cards, mortgages and loans. Credit alerts to warn the customer in the event that someone has been checking their credit status or doing anything fraudulent that affects their credit score. And if the worst should happen, expert help is on-hand. ID Aware provides 24 hour access to an advisor who will take control and set everything back on track.

Jatin Patel, spokesperson for Lloyds TSB commented: “As technology improves, it gets easier and easier for criminals to steal our identities and during tough economic times the temptation becomes greater. Protecting ourselves by shredding documents and protecting passwords is a good start, but having someone else keep an eye on your ID offers extra peace of mind.”

Lloyds TSB is also offering help and guidance through the National Identity Fraud Prevention Week (NIFP) which Lloyds TSB has supported from its birth in 2005. The Group will be putting up posters and providing leaflets in branches detailing ways to spot potential fraud. The bank is also giving information on how customers can protect themselves by safeguarding documents and making it as difficult as possible for criminals to access personal information.

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Lloyds TSB is Hitwise UK Online Performance Award Winner

Lloyds TSB has been named the number one website in the Business and Finance – Banks and Financial Institutions category for January – June 2009 in the latest Hitwise UK Online Performance Awards program. The annual Hitwise UK Online Performance Awards recognise excellence in online performance through public popularity, awarding websites in more than 50 key industries online.

This year is the fifth Hitwise Annual Awards and Lloyds TSB has been awarded number one every year since the awards began.

In addition to the Internet Banking top spot, online.lloydstsb.co.uk was also awarded a Hitwise Top 10 Online Performance Award for January – June 2009, ranking number two based on market share of visits among all UK websites in the Hitwise Business and Finance – Banks and Financial Institutions industry.

Results of the Hitwise UK Online Performance Awards are based on the Internet usage of more than 8 million UK Internet users with winners receiving the greatest market share of UK visits throughout the first half of 2009 in their online industry.

Jason Bacon, head of Digital Marketing for Lloyds Banking Group which includes Lloyds TSB said: “The Internet has fast become one of the most popular ways for customers to get information about financial services and to do their banking. Over the years we made sure that our online services evolve to meet customers’ needs and as a result we’ve seen both our website and our internet banking service grow in popularity. This award is a fantastic recognition of that.”

Daniel King, General Manager of Hitwise UK said, “With the dynamics of online marketing continually evolving, the online success of LloydsTSB during 2009 is an incredible achievement. Receiving a Hitwise UK Online Performance Award acknowledges that Lloyds TSB is amongst the most popular websites visited by UK Internet users, signifying the strength of their online marketing”.

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Education Loan Source Announce Partnership with the Delaware Credit Union League

Education Loan Source, Inc. (ELS) a leading provider of education financial solutions is proud to announce its partnership with the Delaware Credit Union League to provide education loan programs to their member credit unions.

“The Delaware Credit Union League is excited to recommend Education Loan Source programs to our member credit unions for student loan services,” says Jane Bailey, Executive Vice President of the Delaware Credit Union League. “Credit Unions are taking a larger role in helping students and their families obtain the financing they need to attend college. The Delaware Credit Union League is looking forward to offering our member credit unions student loan solutions that can be customized while meeting each individual credit union’s goals.”

Education Loan Source® is committed to offering private education loan options and other financing alternatives uniquely designed for its clients. The Custom Loan SourceSM Program allows credit unions to develop their own customized student loan offering without the need for additional staff or resources and is completely supported by ELS and its affiliates. “This program offers credit unions a great way to provide a student loan product to their existing members, while attracting new members at the same time,” said Tracy Sniscak, Senior Vice President of Business Development. “Credit unions are stepping in to help finance education at a time when traditional lenders are backing away due to the current financial markets. I’m excited for the opportunity to work with the Delaware Credit Union League and their member credit unions to help them better understand the student loan industry and provide student loan solutions to their members.”

“We are extremely pleased that Delaware Credit Union League has recognized ELS as a business partner and recommends our services to their credit union members,” stated Douglas Feist, Chief Executive Officer of Education Loan Source, Inc. “ELS currently serves many clients in multiple states providing education financial solutions and is looking forward to working with the Delaware Credit Union League.”

For more information on the Custom Loan SourceSM Program, go to (www.educationloansource.com) or call Tracy Sniscak at (717) 385-3483.

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Majority Of Over 50s Unaware Of October ISA Limit Increases

Lloyds TSB has revealed new research that shows two thirds (61 per cent) of over 50s do not understand the approaching ISA changes which will enable more than 21 million savers to benefit from an increased tax free savings allowance.

As part of this year’s budget, the Chancellor announced that the total ISA limits would increase from £7,200 to £10,200, £5,100 of which can be saved in cash. For those born on or before 5th April 1960 the new limits come into effect on October 6th, whilst younger customers will need to wait until the start of the 2010/2011 tax year next April.

Despite the imminent changes, the findings show that just 15 per cent of over 50s know that the new ISA limit will be set at £10,200. Four out of ten over 50s are not even aware that increases have been announced.

Lloyds Banking Group customers can take full advantage of the increased limits, as the Group has confirmed that all of its ISA products will accept top ups when the new rules come into effect on 6th October.

Colin Walsh, managing director of savings and investment, Lloyds Banking Group commented: “As the UK’s largest ISA provider, we want our customers to be able to reap the benefits of the new rules and make use of their entitlement. This historic low rate environment has meant a challenging time for savers, especially for those who rely on returns to supplement their monthly income, so maximising your full tax free allowance has never been more important.”

Savers will be able to top up their existing ISA balance in any of the Group’s fixed and variable rate cash ISAs, as well as investment ISA products. New customers can also take advantage of the new entitlement and open one of the competitive products offered by the Group’s ISA brands, which include Halifax, Lloyds TSB, Scottish Widows, Bank of Scotland, Cheltenham & Gloucester, Birmingham Midshires and Intelligent Finance.

Colin Walsh continued: “Traditionally the ISA transfer market peaks in April around the new tax year, but this year’s changes will no doubt result in a ‘mini ISA season’ as savers look to take advantage of competitive rates on an increased balance.”

Earlier this year, Lloyds Banking Group announced its participation in electronic transfers for the cash ISA market, allowing customers to benefit from a more efficient process and reducing the delays caused by sending cheques in the post.

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Lloyds TSB Is Encouraging New Students To Eat Healthily Whilst Staying Within A Budget With The Launch Of Its ‘Budget Cook Off’

Lloyds TSB is encouraging new students to eat healthily whilst staying within a budget with the launch of its ‘Budget Cook Off’ section of the Savvy Saver student hub, an all round guide for students, advising them on how to manage finances during their time at University.

The new section of the site contains practical tips for healthy eating with limited finances and also offers a video showing students putting the budget cooking tips into practice.

Included in the range of tips is information on how to make sure a healthy diet is maintained throughout the day, even when students are pushed for time or under stress from upcoming exams or deadlines. The ‘Budget Cook Off’ section also advises prospective students on how to find the best deals on food in the shops and habits to avoid, such as junk food and eating out, in order to make the most of their money.

The savvy student hub has been launched in response to student concerns about their finances. As part of its annual research* with more than a thousand 17-25 year olds who hope to start a degree course in the autumn, Lloyds TSB found that three quarters of would-be freshers think that money management is especially important in the current economic environment.

Catherine McGrath, director of current accounts, Lloyds TSB, commented: “We want to do everything we can to support young people manage their finances responsibly but also have fun and enjoy their studies. We hope the hub will show them that it is possible to study on a budget, and also that they’re not alone in being concerned about looking after their pennies during their degree course.”

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Students Are Struggling To Fly The Nest, Reveals Lloyds TSB Student Banking

A survey by Lloyds TSB Student Banking has shown that almost half (47%) of young people starting university degrees this autumn believe they will be the most financially disadvantaged students for many generations.

Students Are Struggling To Fly The Nest

The survey of more than 1000 17-25 year olds who plan to go to university this year showed that those going into higher education have a bleak outlook on the financial costs of the course. Almost one third (31%) of those questioned said they thought that the costs of going to university would soon outweigh the benefits of a degree.

The same percentage – up from 27% in 2008 – is looking to stay at home to save money, meaning they will miss out on their first taste of independent living. The Lloyds TSB Student Banking research also revealed that almost a quarter (24%) of students believes that getting into debt while they study debt is inevitable because of the state of the economy. To compound their fears, one in five (20%) believes that it will be difficult to find a job after graduation.

Catherine McGrath, director of current accounts at Lloyds TSB, said: “It’s no surprise that in the current economic climate young people are thinking about how their university career will affect them financially and are considering the ways to make their money work harder.

“It’s important that students-to-be concentrate on their studies and don’t spend unnecessary time worrying about the future. Therefore picking the right bank accounts, using sound money management techniques and considering part-time work are all important steps that will help students manage their finances during their degree course.”

Although the majority students-to-be said that they relished the opportunity to manage their own money, more than a quarter (28%) of potential freshers admitted to being worried about managing their own finances, with 25% saying that they hadn’t received any financial guidance in advance of starting their course.

Independent financial expert, Alvin Hall, commented: “The current economic climate is very daunting for young people, many of whom may be wondering whether spending money on their education really is the best bet.

“Young people need to remember that a degree is an investment in themselves and that sometimes it takes a while for that investment to pay off. In the meantime, they need to do everything in their power to make every penny count and ensure that, when they are standing on their own two feet as graduates, they can look back on their studying and spending without regrets.”

About Lloyds TSB:
Lloyds TSB offers customers a wide range of current accounts, savings accounts, insurance, student accounts and credit cards, investment and cash ISA accounts designed to meet different customers’ needs.

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If You’re Looking For A Good Deal On A Payday Loans, Quick Cash Advance And Personal Loan Then You Are In The Right Place!

Indiana Campaign Finance (ICF), expert providers of payday loan solutions, recently announced an expansion of their current offerings to include the Go Faxless Payday Loans service. Available online, the no fax payday loan option creates a seamless way for individuals to achieve their short term loan goals.

“The Go Faxless payday loan service is just one more way we help our clients reach their goals. Most applicants receive their cash within 24 hours of submitting the easy to use payday loan form”, ICF, CEO of Indiana Campaign Finance stated. See also Home Loans Online

The requirements for ICF’s Go Faxless Now are simple. Applicants are required to maintain a job or provide proof of stable income such as payments received through employment, social security, retirement, or state support. See Student Loans Now Applicants must also be 18 years of age or more and have an active savings or checking account. The checking and savings account information is used exclusively for the payday loan deposit. The ICF website gathers the required information through a secured online form which is then sent for review. Fast Personal Loans see also.

With the Go Faxless option, ICF lenders deposit the money approved applicants request directly into their checking accounts within hours of application submission. In return, the loan amount and any associated fees are repaid by ICF lenders through funds withdrawn from the same savings or checking account of the applicant. The loan repayment typically occurs 2 weeks after the applicant has received their funds, although loan repayment extensions and other loan terms may also be available. Mortgage Loan and Bad Credit Loan is ok!

The faxless payday loan service is available to consumers nationwide 24 hours a day, 7 days a week via the ICF website. For more information or to submit a faxless loan application visit ICF online at our site.

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Indiana Campaign Finance Announces Payday Loans

Now, through Indiana Campaign Finance — fast payday loans — from the convenience and privacy of your desktop. No fooling — there’s no faxing. Just quick funding. No tedious, time-consuming, paper-greedy processes to hold you back or tie you down from the solution that awaits you, thanks to Indiana Campaign Finance.

ICF knows that some situations call for a fast and trouble-free fix, so our knowledgeable experts have created the online No-Fax Payday Loan, for the fastest prescription for your short-term financial crunch.

For those urgent, worrisome times when “help can’t wait,” Indiana Campaign Finance (ICF) can come to your rescue. home loans ICF isn’t just any port in the storm — it’s your modern-day solution for modern-day financial woes. Use fire to fight fire — apply for your ICF Payday Loan, and get help, fast.

Apply for an easy, fast ICF student loans or Payday Loan online and get your money deposited directly and conveniently straight into your bank account, with no faxing or intervention required. No anxiously waiting for mail deliveries that might get held up or misdirected – you’ll be the first to know when help has arrived, not your mail carrier.

If you can type, ICF can help — it’s just about that simple. Armed with just your paystub and the privacy of your computer, you can truly feel better fast by attacking what really needs to be done: dealing with urgent debt and quieting creditors through help from ICF.

Now is the time to exchange desperation for relief — why wait? ICF is on your side. — or can be, as soon as you say the word. 

Don’t hesitate to turn to ICF for help — with financial debt, like a hole in the roof, things will only deteriorate the longer you wait. 

Act now to stop your expensive debts from getting even bigger. With the savvy and sympathetic staff at ICF, there’s no need to wait or hesitate.

Afford yourself some urgently needed peace of mind: with a quick-fix remedial Payday Loan from Indiana Campaign Finance, you can buy yourself some breathing room to think straight and fly right. Apply For the ICF No Faxing Payday Loans Online And Get Your Loan Now! Indiana Campaign Finance Payday Loan online applications are at your fingertips, at http://www.indianacampaignfinance.com/loans/payday-loans.html.
Remember, the sooner you apply, the sooner you’ll breathe easier. See also : auto loans, bad credit loans

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