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Payday Express Launches ‘Be Fair’ Fair Trade Month For April

UK provider of no fax payday loans, Payday Express, has made April “Be Fair” month and is encouraging staff to think about and use Fairtrade products.

The move follows the success of Payday Express’s “Be Healthy” month, held during March.

The usual tea, coffee, sugar and hot chocolate provided for all employees at the payday loan company have been swapped for Fairtrade equivalents, and the company is aiming to continue the use of fair trade brands and products wherever possible in the future.

Payday Express also bought each of its staff a fair trade chocolate to celebrate Easter.

Sarah Carroll, operations manager at Payday Express, said: “We like to raise awareness of different causes at Payday Express and this month’s focus on fair trade is going down well. Staff are learning things they did not know about the types of fair trade products they could buy and the value they can add to the lives of producers.”

The staff notice board, situated in the kitchen, is adorned with posters and information about Fairtrade products, including food, beauty products and cotton. The board also displays information about what Fairtrade is all about and how it helps farmers to earn a fair price for the products they produce and export. Information about the cost of Fairtrade produce is also provided, along with a price comparison with non-Fairtrade products, which shows that there is often little or no difference between the two.

The online payday loans provider already holds a dress down day every Friday and collects £1 from all employees, with the money collected being donated to the chosen charity of the month – this month’s chosen charity is the Fairtrade Foundation.

Marketing administrator at Payday Express, Cigdem Husseyin, said: “The Fairtrade Foundation is a very worthy charity, helping farmers acquire a better deal for their produce, to consequently help give them and their communities a better life.”

Via EPR Network
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Payday Loan Company Sets Up Wii Fit For Staff To Promote Be Healthy Message

Online payday loan company Payday Express has declared March as a ‘Be Healthy’ month, to encourage staff to make healthy lifestyle choices.

As part of this, the company – which provides no fax payday loans – has set up Wii Fit Plus in the kitchen area, to enable members of staff to take a few minutes of exercise before and after work, or during their lunch breaks. The company also hopes the move will show that exercise can be fun, and that it can easily be built into a busy daily routine.

The company has also put up a ‘Be Healthy’ themed noticeboard in the kitchen, which gives staff information on how to drink and eat healthily, including useful tips on how to reduce the intake of salt and sugar, and how to increase levels of calcium, for example. Staff can also take advantage of free green tea tasters while reading up on the health benefits of the drink.

A daily email is also being sent with the subject line of ‘Be Healthy – Tip of the Day’. Each email includes tips, such as: “Take the stairs up to the office rather than the lift for some daily exercise”, and information on local gym membership deals.

“I think the ‘Be Healthy’ month is brilliant as it inspires you to make healthy choices,” said Therese Rydberg, marketing executive at Payday Express.

“The tips that are given on the board and in the emails are interesting and make you realise that being healthy is easier than you might think,” she added.

Throughout March, the company has also arranged for weekly deliveries of fruit to be distributed to each team. Each Monday fruit bowls are filled with a variety of fruit, such as pears, apples, bananas, plums, and clementines.

Carl Mountain, contact centre manager at Payday Express, said: “It’s great to provide our employees with the impetus to be healthy.

“People certainly seem to be enjoying the fruit, which is encouraging them to get at least one of their fiveaday and, as the saying goes, healthy bodies develop healthy minds.”

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Short-term Finance Solutions Company’s Staff Join Movember Madness

Prolific fund-raisers at the Kent-based financial services company, Payday Express, aren’t ones to turn down a charity challenge– and so, as has become an annual tradition, they’re once again fully embracing this year’s Movember national appeal.

The company’s male staff are putting their money where their mouths – or rather, their top lips – are and changing their own looks, as well as the face of men’s health, by boosting awareness and raising money for research into men’s health, and in particular prostate and testicular cancer.

To those taking part, their moustaches are as much a symbol of their commitment to raising money for charity as the effort put in by anyone who runs or walks for a good cause.

Chris Gillard, Business Development Manager for Payday Express, has set up a Movember Financial team, through which staff can support their colleagues by pledging donations towards research into cancers affecting men.

Chris said “We already have moustaches – or mos – in a wide variety of colours, textures and styles around the office, and our female colleagues are being encouraged to get involved in the fun and support the cause by sporting fakes.”

“The company has also offered a prize for the staff member whose mo raises the most”.

“Movember is a fantastic charity that puts the spotlight on men’s health in a fun and innovative way. This fresh approach to fundraising is always lapped up by our staff – it’s not surprising that this campaign has so much support across the world.”

The Payday Express office walls are adorned with posters publicising the event, so that no visitor is in any doubt about their dedication to the cause – and of course, they are encouraged to make a donation before they leave.

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Short-Term Loans Company’s Strict Controls Help Lock Out Fraudsters

A tough approach to detecting and stopping fraudulent applications, along with a system of thorough verification checks and state of the art screening technology, are helping a leading payday loans company to nip fraud in the bud.

Payday Express, a provider of same day cash loans that people can access to see through a temporarily difficult time with their personal finances, have implemented sophisticated identity and fraud prevention checks on its website, which will detect many illegitimate attempts to obtain an instant cash loan and immediately decline them.

It warns anyone tempted to try to make fraudulent loan applications that it takes fraud very seriously and will do whatever it takes to prosecute anyone who does manage to take out a fraudulent loan and press for the maximum penalty to be imposed.

Once a dubious payday loan application has been detected and intercepted, all the details are investigated by Payday Express’s dedicated fraud prevention team. It sifts through all the details of these applications, aiming to find links between them and existing accounts, to gather as much information as possible to be passed on to the police for investigation.

As well as being passed on to the police, all fraudulent applications are also reported to the Serious Organised Crime Agency (SOCA), which carries out its own wide-scale investigations and looks for links between reported cases from its members.

Sam Walsh, of Payday Express’s fraud prevention department, said: “Our department aims to minimise the distress experienced by the victims of fraud, and limit the company’s financial losses.”

And he warned: “We provide the police with as much information as possible to investigate fraud, and will press for the maximum charges to be brought against those responsible, and to recover the funds that were falsely applied for from our company.”

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Payday Loans Company Staff Swap Their Jobs For Fully-Fledged Careers

Workers at a Bromley-based finance company are benefiting from top-flight training and development designed to equip them for long-term careers in this growing sector.

Payday Express, a British provider of short-term finance solutions, is seeing positive results from its focus on staff development, with a motivated and effective team of employees.

Staff at the company based in Bromley, Kent enjoy a full, ongoing training and development programme within their different teams, and are given encouragement by their team leaders and managers to identify and pursue opportunities for external training in specific job-related disciplines which will help them develop their careers.

Ann Shepperly, for example, started work at Payday Express as a collections agent. However, a secondment within the company to carry out User Acceptance Testing (UAT) on its new Loan Management System showed her that she had an affinity for and valuable skills to offer as a software tester.

She has now taken on a role within the company’s IT department as a QA test analyst, and is undertaking further training, with full company support, to help her to learn the extra skills her new role demands.

Another Payday Express staff member whose ambition has led to her gaining a new role, is Ann’s former collections department colleague, Militza Smith. Now working in the company’s fraud protection and liaison department, studying on a financial crime awareness course was the key to her gaining the confidence needed for her new role.

“Completing the course while still relatively new to the job was a great experience,” she said. “I was experiencing some of the situations I was learning about, and I tried to incorporate the solutions into my daily work. “The course was a fantastic start on a career path that I had not even previously considered. It has broadened my horizons and taught me to think outside the box,” Militza added.

Emma Furlong, group trainer for Payday Express, believes that the company’s commitment to its workforce’s continual development keeps staff motivated and productive, and benefits not only them, but also the company and its customers. “We aim to offer a variety of internal training courses, and arrange external courses for specific skills, so that our staff challenge themselves, broaden their skill sets, and grow within their chosen careers,” she said.

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Payday Loans Company Helps Build A Brighter Future For African Villagers Through Savings Scheme Sponsorship

Payday Express, a British provider of short-term consumer finance, is helping to promote the saving habit among hard-pressed villagers in Uganda and Kenya, through regular donations to the Build Africa charity.

Build Africa aims to establish a better long-term future for people in rural Uganda and Kenya by investing donations to build and develop schools and education, and by empowering adults to save their way out of poverty and make emergency finance accessible to community members.

Payday Express, a leading provider of fast payday loans in the UK has set up a monthly donation to Build Africa to sponsor the set-up of Build Africa village savings and loan associations (VSLAs).

These associations are set up and run as self-managed groups that work by pooling the savings of the group members. They offer members a safe haven for their money, which is in turn used to provide small loans for members, and helps maintain a welfare fund, offering short-notice emergency financial help to those who need it.

This month’s donation from the payday loan provider will go to support Umoja B VSLA group based in Kiryandongo District in Western Uganda.

Over the next year the funds donated each month by Payday Express will help Build Africa set up six VSLAs.

Payday Express administrator Kristina Winch said: “It feels good to work for a company with a strong focus on social responsibility. “We regularly donate money to various charities with our ‘pay a pound to dress down on Fridays’ programme, along with other ad hoc initiatives.

“But it’s great to be developing a long-term partnership with one charity that’s doing such a great job to help poor people improve their own futures.”

Operations manager Sarah Carroll added: “The work that Build Africa is doing with the VSLA projects to help poor families save and invest their way out of poverty is commendable, and we can’t wait for our donations to extend their reach into more communities.”

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Payday Express Appoints New Project Manager

A new IT project manager has been appointed at short-term loan provider Payday Express, as the company drives forward its business by prioritising key systems and projects.

Rajeev Chakraborty started work at the instant approval payday loans company on September 15, succeeding contract project manager Femi Awoyemi, who was responsible for the successful deployment of the company’s new loan management system in June.

Rajeev brings with him valuable skills and experience working with agile software development, at a time when the IT team transitions to this new methodology.

His role will include managing a range of projects undertaken by Payday Express’s internal development team, which constantly seeks to improve the service delivered to customers. The team is currently working on developing a system to be able to take customer applications over the phone, and will soon develop a customer portal, to enable customers to log in and easily manage their accounts via the company website.

He will also work closely with digital marketing project manager Nushin Nahidpour, who manages the fast payday loans company’s out-sourced development projects.

These projects include adding new features such as a blog and daily news feed to the website.

“I am really looking forward to working with the teams at Payday Express and growing with the business,” said Rajeev.

“The environment is amazing – there is a real buzz when one enters the workplace, reflecting the enthusiasm of staff and the speed at which the company is growing. The emphasis placed on continual improvement is exciting!”

Nushin added: “We are really pleased to welcome Rajeev on board and can already see that he is an excellent addition to the team, with his enthusiasm and experience with agile project management and software development.

“Our projects are fast-moving and varied, so it is vital these are managed by a dedicated and delivery focused PM.”

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Payday Express Customers To Benefit From Faster Payments

Short term loan specialist Payday Express now has the ability to fund loans within 45 minutes of application, thanks to a new loan management system and faster payment procedures offered by banks.

The company has offered same-day loans for some time, with the use of a straightforward online application form, and cash transfers occurring three times each day. Now, however, following deployment of a new loan management system, loans can be distributed every 45 minutes.

This speedy service is complemented by the faster payments facility operated by many banks, meaning that transferred funds clear immediately. Money can therefore be received by many Payday Express customers within one hour of application.

Loans till payday, which have grown in popularity in recent years, give borrowers access to small amounts of money for short periods to smooth out the peaks and troughs they may experience with their income, without them having to build up long-term, high-level debt. They are ideal for those who don’t wish to use ongoing credit resources such as credit cards, bank overdrafts and long-term bank loans, offering an alternative credit solution to temporary cash flow issues.

Payday Express offers fast payday loans valued between £80 and £800, which customers re-pay on their payday, once cash flow is no longer an issue.

Payday Express operations manager Sarah Carroll said: “If customers simply want to borrow a small amount of cash for a short period to cover unanticipated expenses, or to use as a stop gap between salary payments, they want to be able to apply for the money simply and discreetly – and to receive it quickly.

“At Payday Express, we have worked hard to develop our systems and our website to meet these expectations. Since launching our online application service in 2008 we have enabled customers to discreetly apply for a loan and receive an approval decision within a matter of minutes and then, if approved, to get their money the same day.

“However, we’ve now improved our offering further, with the introduction of a system that transfers money every 45 minutes. Our customers can therefore receive their money within less than an hour of applying, subject to status.”

It is important to note that, although most customers can receive their funds within less than an hour of application, this is subject to status and whether additional verification is required, as well as being dependent on their bank’s facilities.

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Payday Express Improves Card Fraud Protection

Short term loan specialist Payday Express has advanced its fraud protection by implementing an improved cardholder verification process, to help combat debit card crime.

Like many companies in the financial services industry, along with many other business sectors, instant approval payday loans provider Payday Express is particularly keen to tackle card not present (CNP) fraud.

CNP fraud can occur when exchanging funds using the internet, telephone or post, when the holder of a credit or debit card does not physically produce the card at the point of making a payment.

Payday Express has previously developed a number of checks to prevent and tackle CNP fraud and has strengthened these with the addition of a more stringent cardholder verification process, for cases where customers call in to pay with a different card to the one originally registered on their account.

The aim is to ensure that the company’s exposure to CNP fraud is limited, which decreases the number of payments charged back to the business; and also to ensure that there is better protection for those who have been victims of card theft.

Details of any suspicious transactions are always investigated thoroughly by Payday Express and are also reported to relevant organisations, including the police and the Serious Organised Crime Agency (SOCA).

Payday Express Online Fraud Manager Daniel Ibrahim said: “The recent development of our processes is testament to the importance that Payday Express places on combating fraud.

“We at Payday Express are committed to protecting vulnerable victims of fraud, while ensuring that genuine customers receive a quick and easy fast payday loans service.”

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Payday Express Remains Strict on Fraud

The Fraud Liaison Team at short-term loans provider Payday Express has spoken out to warn potential fraudsters that just because customers can expect a quick service online, it does not mean that security will be compromised – and offenders will be prosecuted wherever possible.

Much of the payday loan industry has risen to meet customer demand for speedy digital services, which do not require paper-based applications, meaning that funds for loans till payday can be received quickly – often within as little as an hour.

Such practices can attract the attention of online fraudsters, who are keen to grab credit online wherever possible without the need to forge documents. However, forward-thinking fast payday loans company Payday Express has tackled this risk head-on by implementing a variety of identity verification checks and other measures designed to prevent fraud via its online application system. This means that the vast majority of fraudulent applications are declined at the outset.

Payday Express Operations Manager Sarah Carroll said: “It is impossible to stop all fraudulent applications, but our dedicated Fraud Liaison Team is able to make life a great deal easier for anyone who has been a victim of identity theft in connection with one of applications – and a great deal harder for any criminals attempting to exploit the quick and easy online service we offer our customers.”

The Fraud Liaison team assists fraud victims, investigates suspicious circumstances, and liaises with the police and the Serious Organised Crime Agency (SOCA) to report fraudulent activity. Reporting instances of fraud and attempted fraud helps to ensure that fraudsters are prosecuted wherever possible.

Employee Militza Smith has played an important role in the team, including assisting in breaking a fraud ring earlier this year through working with the police.

Militza said: “Seeing a fraud ring uncovered shows the value in victims of identity theft reporting the matter to the police.

“At Payday Express we work very hard to uncover any trends and links to other applications and accounts, to be able to provide as much information as possible to help the police to investigate identity theft and bring the perpetrators to justice.”

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